Are you looking for ways to save money? Are you tired of feeling like you’re just treading water financially? These hacks will help you slash your expenses and get ahead financially, from making your laundry detergent to living in a car.
Frugality is all about living below your means and making the most of your resources. While there are many different ways to have a frugal mindset and hundreds of realistic frugal living tips, some people take things to extremes to save as much money as possible. This article will explore 25 extreme frugality hacks that can help you save a ton of money.
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What Is A Frugal Mindset?
The frugal mindset is all about being smart and making sensible choices with money. It’s not just for the sake of saving. It’s about being smart with your money. Whether your financial goal is big or small, frugality can help get you there.
Being in the right headspace to understand why you want to embrace extreme frugality is essential. Without it, you may be burnt out and spending kike you won the lottery.
How Do You Practice Extreme Frugality?
Extreme frugality is a way of life that most people don’t want to pursue. But for those who are willing, this can be a gratifying and profitable practice.
Extreme frugal living is the next level of frugality. It’s intense and out of the box. Sacrifices are made to save money, and practices are implemented for a simpler life.
Frugality isn’t just about saving money; it’s also often associated with living simply without unnecessary belongings or clutter in our homes, so we have fewer distractions while focusing on family time.
1. Save on food and grow your own.
If you want to save a lot of money on food, one extreme measure you can take is to stop buying food altogether. Instead, grow your fruits, vegetables, and herbs. Growing your own will save you a lot of money, but it will also be healthier.
2. Save on clothes by living in a nudist colony.
Clothes are a considerable expense. If you want to save money on clothes, you can live in a nudist colony. You will never have to repurchase clothes. While a nudist colony might be the choice of extremely frugal people, some other values need to come into play.
3. Save on rent by living in a van or car.
Rent is one of the most significant expenses, and practicing extreme frugality by finding alternative homes is a great option. If you want to save money on rent, one extreme measure you can take is to live in a van or car. You can park anyplace that allows overnight parking for free. You can get a membership to a national gym where you can shower and work out.
Depending on the part of the world you’re living, there is something called BLM land(Bureau Of Land Management) where you can camp for free. Check out the internet for rules and locations in your area.
4. Save on electricity by living off the grid.
Electricity is another significant expense for most people. If you want to save money on your electric bill, one extreme measure you can take is to live off the grid. This viable alternative lifestyle is becoming more popular and more straightforward than ever. Living these extremely frugal ways, you will not have to pay for electricity.
You may need to invest some money upfront for solar panels, propane, or generators, but it will save lots of money in the long run.
5. Save on water bills by collecting rainwater.
Use the things around you. Water bills can be a significant expense, especially in areas with high water rates. If you want to save money on your water bill, one extreme measure you can take is to collect rainwater. This way, you will not have to pay for water at all. Rainwater might be my favorite extreme frugality tip.
6. Save on gas by riding a bike everywhere.
Gas is another considerable expense for most people. If you want to save money on gas, you can take one extreme measure to ride a bike everywhere. This way, you will not have to pay for gas at all.
7. Save on car insurance by getting rid of your car.
Car insurance is a necessary expense for most people. However, if you want to save money on car insurance, you can take one extreme measure to get rid of your car. This way, you will not have to pay for car insurance.
8. Save on needs by bartering.
Stop spending money and seek out like-minded others that are willing to barter. Does someone have some property you can live on in exchange for helping with a harvest or property maintenance? Even things like mending in exchange for a haircut or baking bread for caner fruits.
9. Save on medical bills by living a healthy lifestyle.
Medical bills can be a considerable expense, especially if you have a chronic illness. If you want to save money on your medical bills, one extreme measure you can take is to live a healthy lifestyle. This way, you will not have to pay for medical care.
10. Save on child care and school costs by homeschooling your children.
Child care costs are a significant expense for most families. If you want to save money on your childcare costs, one extreme measure you can take is to homeschool your children. This way, you will not have to pay for childcare.
11. Save on food and household items by dumpster diving.
Dumpster diving is a great way to find food and household items that are still usable. This way, you will not have to pay for food or household items.
12. Save on travel costs by living a nomadic lifestyle.
Travel costs can be a considerable expense for most people. If you want to save money on travel, you can take one extreme measure to live a nomadic lifestyle. This way, you will not have to pay for travel at all.
Consider house-sitting for others. Get paid to travel and sit with their pets and home while they’re gone and save on your housing.
13. Save on entertainment costs by living a simple lifestyle.
Entertainment costs can be a considerable expense for most people. If you want to save money on entertainment, you can take one extreme measure to live a simple lifestyle. This way, you will not have to pay for entertainment at all.
Seek out only free alternatives, books and movies from the library, and free music in the park or at a bar (or coffee shop) with no cover charge.
14. Save on pet costs by not having any pets.
Pets can be a considerable expense for most people. If you want to save money on pets, one extreme measure you can take is not to have any pets. You will not have to pay for food, shelter, or medical care for a pet.
If you’re feeling the need to snuggle or spend time with a furry friend, ask someone f you can hang out with them. Most pet owners welcome the idea of their dog hanging out at the park for a few hours with a friend or family member.
15. Save on everything by making your own.
Skip the crackers, cookies, and even bread at the grocery store by making all those things from scratch. The cost is pennies on the dollar when you skip the cookie aisle at the grocery store and bake your own.
The same goes for laundry detergent, mittens, and furniture. Make your own out of things you already have in your home, scavenged, or purchased cheaply.
16. Save on clothes by only wearing thrift store finds or hand-me-downs.
You don’t need the latest fashion trends to feel good in your clothes. Find a style that you love and stick with it, whether shopping at thrift stores, garage sales, clearance racks, or getting clothes from friends and family.
17. Save on utilities by using less energy.
There are several ways to save on your energy bill each month. Easy ways to do this are to unplug appliances when you’re not using them, turn off the lights when you leave a room, and wear warmer clothes in the winter to avoid turning up the heat as much.
Extreme ideas would be to use candles instead of lights, woodstove fires instead of furnaces, and only rechargeable gadgets or appliances.
18. Save on new things by making items last forever.
Things like socks and razors can last longer than most people give them. Sharpen razors for shaving, repair holes in socks, glue items that break, and repair electrical lamps with a short. Reupholster chairs that need it.
Use every last bit of everything you can.
19. Save on phone costs by using a prepaid or cheap phone plan.
Prepaid phone plans are a great way to save money on your cell phone bill. With these plans, you pay for a certain amount of minutes, texts, and data each month, and you can’t go over that amount. That can help you avoid overage fees and save money.
Other very inexpensive plans offer joint accounts. Each person pays their bill, but the more people on the plan, the cheaper it is.
20. Save on internet costs by using a free or low-cost internet service.
There are several ways to get low-cost or free internet access. One way is to see if your library offers internet access for patrons. Another is to see if there are low-cost internet service providers in your area. If you have an inexpensive cell phone plan with unlimited data, ditch the internet altogether and use cell phone data.
21. Save on TV costs by watching free or low-cost programming.
There are several ways to watch TV without paying for cable or satellite service. One way is to watch shows and movies available to stream for a small monthly charge like Hulu or Apple. Another is to watch programming available on free TV channels like PBS. Many networks have websites to watch programming.
Consider an antenna or devices like a Roku or Firestick that offer free channels.
Also, consider skipping tv and reading more.
22. Save on gift-giving by making your gifts.
Whether you learn to sew or know how to bake, making gifts for others is usually a less expensive way to go.
An option to regift items that you don’t need is also a thrifty idea. The Tightwad Gazette has some fabulous DIY gift-giving ideas. Also, consider shopping for new or gently used items at thrift shops or garage sales.
23. Save on child care costs by not having any children.
Child care can be a significant expense for most families. If you want to save money on child care, one extreme measure you can take is not to have any children. Of course, this is not an option for everyone, but it can be a way to save money.
24. Save on laundry and personal care soaps by watering them down.
Add half water to laundry soap. Shampoo, conditioner, and liquid hand soap will make those products last longer and save 50% of your costs.
Consider skipping shampoo and conditioner altogether and just rinsing with water.
25. Save on haircuts by cutting your own or not getting one.
There are a LOT of videos on Youtube showing you how to cut your hair for both males and females. or, if you like long hair and don’t mind wearing it up on hot days, simply don’t cut it anymore
And then absolutely stop coloring, highlighting, and perming your hair. Let it be natural.
26. Use Cloth Instead of Toilet Paper
Cut up old T-shirts or towels to use as reusable wipes. This eliminates the need to buy toilet paper and reduces waste.
27. Freeganism
Join the freegan movement and source food from waste bins of supermarkets and restaurants. This helps reduce food waste and provides free sustenance.
28. Make Your Own Hygiene Products
Create homemade toothpaste, deodorant, and soap using basic ingredients. This can be a fun, cost-effective way to avoid purchasing commercial products.
29. Sleep on a Hammock
Reduce bedding costs and save space by sleeping in a hammock. It’s also great for your back and provides a unique living experience.
30. Use Greywater
Reuse water from sinks and showers for flushing toilets or watering plants. This practice helps lower your water bills and conserves water.
31. Sell Your House
Live permanently in an RV, a tiny home, or with family. This eliminates mortgage or rent payments and can significantly reduce living expenses.
32. Use Reusable Menstrual Products
Switch to menstrual cups or reusable cloth pads. This reduces waste and saves money on disposable products.
33. Self-Sufficiency
Raise chickens for eggs or goats for milk if space allows. This provides a sustainable food source and reduces grocery bills.
34. Cancel Subscriptions
Avoid all paid subscriptions for magazines, streaming services, and clubs. This frees up money for essential expenses and encourages simpler living.
35. Community Gardening
Share gardening space and harvest with neighbors. This fosters community relationships and provides fresh produce at little to no cost.
36. Forage Wild Foods
Learn to identify and gather edible plants and mushrooms in the wild. This offers a free and natural way to supplement your diet.
37. Rainwater Showers
Install a system to use collected rainwater for showering. This reduces your water bill and conserves fresh water.
38. Turn Off Your Fridge
Store perishables in a cooler with ice or utilize root cellars. This saves electricity and reduces your utility bills.
39. Use Candles
Replace electric lighting with candles made from leftover wax or fat. This reduces your electricity usage and creates a cozy atmosphere.
40. Live in a Tent
Downsize to a tent and live in the wilderness or a friend’s backyard. This minimizes housing costs and encourages a simpler lifestyle.
41. Make Vinegar from Food Scraps
Create your own vinegar for cleaning and cooking from fruit scraps. This repurposes waste and saves money on household products.
42. Line Dry Clothes
Completely avoid using a dryer by air-drying clothes. This saves on electricity and extends the life of your garments.
43. Stop Buying Cosmetics
Use natural alternatives like coconut oil and baking soda for beauty needs. This reduces expenses on personal care products.
44. Share Living Space
Rent out extra rooms or couch surf. This generates extra income or provides free accommodation.
45. Home Hair Removal
Use homemade sugar wax for hair removal instead of professional services. This is a cost-effective and natural method for personal grooming.
46. Collect and Use Fallen Branches
Use fallen branches as firewood or for crafting furniture. This provides free resources for heating and DIY projects.
47. DIY Sewing
Repair and upcycle all your clothes instead of buying new ones. This saves money and allows for personalized fashion.
48. Limit Bath Frequency
Reduce water and soap usage by bathing less frequently. This cuts down on utility bills and personal care costs.
49. Solar Ovens
Build a solar oven to cook food without electricity. This is an eco-friendly and cost-effective cooking method.
50. Free Events
Attend free events and activities in your community instead of paid entertainment. This provides social engagement and fun without spending money.
51. Homemade Pet Food
Make your own pet food using inexpensive ingredients. This can be healthier for your pets and cheaper than commercial options.
52. Sell Your Appliances
Cook on a camp stove or fire and use hand-powered tools. This reduces electricity usage and appliance maintenance costs.
53. Wear All Your Clothes
Layer up instead of turning on the heat. This keeps you warm and lowers your heating bill.
54. Make Your Own Alcohol
Brew your own beer, wine, or spirits at home. This can be a fun hobby that also saves money on drinks.
55. Shop Late at Markets
Get discounts on food vendors who want to clear out at the end of the day. This helps reduce food costs and minimizes waste.
56. Batch Cooking
Cook large amounts of food at once to save on energy and ingredient costs. This also makes meal prep easier and more efficient.
57. Use Washable Incontinence Pads
Avoid disposable products by using cloth pads. This is a cost-effective and environmentally friendly alternative.
58. Reduce Medication Costs
Discuss cheaper alternatives or lifestyle changes with your doctor. This can lower your healthcare expenses.
59. Dehydrate Food
Use a homemade dehydrator to preserve food cheaply. This extends the shelf life of your groceries and reduces waste.
60. Air-Dry Dishes
Avoid using the dishwasher drying cycle. This saves electricity and prolongs the life of your dishwasher.
61. Minimalist Wardrobe
Keep only a few versatile clothing items. This reduces the need for frequent shopping and simplifies your wardrobe.
62. Use Public Showers
Use showers at gyms, pools, or campsites. This can save on water and utility bills at home.
63. Rent Your Belongings
Rent out tools, vehicles, or equipment you rarely use. This generates extra income and maximizes the utility of your possessions.
64. Bike Everywhere
Even longer distances can be managed with an e-bike. This saves on fuel costs and promotes a healthier lifestyle.
65. Freecycle
Give and take items for free from community members. This helps reduce waste and saves money on household items.
66. Use Public Libraries
Access books, movies, and the internet for free. This provides entertainment and educational resources at no cost.
67. Community Exchange
Join a community exchange group to swap goods and services. This fosters community ties and provides access to needed items without spending money.
68. Refrigerator Barter
Trade fridge space with a neighbor if you don’t have your own. This can help you avoid the cost of a refrigerator and share resources efficiently.
69. Use Nature for Recreation
Hike, swim in lakes, or explore parks instead of paying for entertainment. This promotes a healthy lifestyle and is free of charge.
70. Share Internet
Split the cost of an internet connection with a neighbor. This reduces your monthly bills and maintains connectivity.
71. DIY Cleaning Products
Use vinegar, baking soda, and other cheap ingredients to clean. This saves money on store-bought cleaners and is often more environmentally friendly.
72. Hand Wash Clothes
Save water and electricity by washing clothes by hand. This is especially useful for delicates and small loads.
73. Use a Composting Toilet
Save water and create compost for gardening. This is an eco-friendly alternative to traditional toilets.
74. Utilize Natural Light
Arrange your schedule to maximize daylight use. This reduces the need for artificial lighting and lowers your electricity bill.
75. Avoid Disposables
Use cloth napkins, handkerchiefs, and reusable containers. This reduces waste and cuts down on the need to purchase disposable items.
76. Second-Hand Electronics
Buy refurbished or used electronics. This saves money and is a more sustainable option than buying new.
77. Create a Barter Network
Trade skills and goods within your local community. This minimizes spending and fosters a supportive community.
78. Grow Medicinal Plants
Cultivate herbs like aloe vera and chamomile for home remedies. This reduces the need for over-the-counter medications and promotes natural health solutions.
79. Use a Wind-Up Radio
Avoid battery costs with a wind-up radio. This is a reliable and cost-effective way to stay informed without ongoing expenses.
80. Solar Chargers
Charge devices using solar power. This reduces electricity costs and utilizes renewable energy.
81. Learn Repair Skills
Fix electronics, appliances, and vehicles yourself. This saves money on professional repairs and extends the life of your items.
82. Make Your Own Yogurt
Use a simple DIY method to make yogurt from milk. This is cost-effective and allows you to control the ingredients.
83. Avoid Air Conditioning
Use fans, cold showers, and breathable clothing to stay cool. This reduces electricity usage and saves on cooling costs.
84. Staycations
Vacation at home or nearby instead of traveling far. This saves money on travel expenses and allows you to explore your local area.
85. Cloth Diapering
Use cloth diapers for babies instead of disposables. This reduces waste and saves money in the long run.
86. Salvage Building Materials
Reuse materials from demolition sites for home projects. This is a cost-effective and eco-friendly way to source building materials.
87. Reusable Straws and Utensils
Carry your own to avoid single-use plastics. This reduces waste and saves money on disposable items.
88. Community Potlucks
Share meals with neighbors to reduce food costs. This fosters community spirit and provides a variety of dishes without spending much.
89. Make Your Own Paper
Recycle used paper into new homemade paper. This is a creative and sustainable way to reuse materials.
90. Glean Fields
Collect leftover crops from fields after harvest. This provides free food and reduces waste.
91. DIY Insulation
Insulate your home with materials like straw bales or recycled paper. This reduces heating and cooling costs.
92. Natural Pest Control
Use plants and homemade solutions to deter pests. This saves money on commercial pesticides and is better for the environment.
93. Join a Co-op
Benefit from lower prices on groceries and other goods through cooperative buying. This supports local producers and saves money.
94. Use All Parts of Food
Cook with stems, peels, and other often discarded parts. This reduces food waste and maximizes your grocery budget.
95. Herb Window Garden
Grow herbs in your kitchen for fresh, cheap seasoning. This saves money on herbs and enhances your meals.
96. Make Your Own Condiments
Create ketchup, mustard, and other condiments at home. This is often cheaper and healthier than store-bought versions.
97. Cloth Gift Wrap
Use fabric scraps or old clothes as reusable gift wrap. This reduces waste and adds a personal touch to your gifts.
98. Reuse Envelopes
Save and reuse envelopes for mailing or organizing. This is a simple way to reduce paper waste and save money.
99. Upcycle Furniture
Transform old or discarded furniture into functional pieces. This is a cost-effective and creative way to furnish your home.
100. Patchwork Quilting
Use fabric scraps to create quilts instead of buying blankets. This is a thrifty and personal way to stay warm.
Final Thoughts On Extreme Frugality Hacks To Save A Ton Of Money
We hope you find at least one or two extreme frugal hacks to help you start saving money and living a more comfortable life below your means.
Don’t forget to create a budget no matter how much money you have and how many of these extreme frugal hacks you want to implement. These are just a few extreme measures you can take to save money. While some of these measures may seem drastic, they can help you save a lot of money in the long run.
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