Frozen Pennies
Ways To Save Money, Get Out Of Debt, And Live Your Best Life!
You find something that you REALLY want to buy. Perhaps it is a bigger purchase than you normally make. Or maybe you don’t quite have the money in your budget to buy it. What is a financially smart person to do? Consider implementing a 30-day rule for saving money! Implementing the 30 day rule …
Taking the steps to create a realistic Christmas budget will stop you from overspending and keep you on track for a debt free Christmas. Creating a realistic budget for Christmas can be done in 5 simple steps including making lists of the people you want to buy for and all of the additional items …
Having a zero-based budget for your family gives you 100% control over all of your personal finances. It allows you to allocate every cent to achieve the money goals you deem most important. Creating a zero based budget at the beginning of each month gives you opportunities for saving, spending, and …
If you’re a follower of the cash envelope system, you might already be familiar with the Savvycents Wallet. Melinda Claudepierre started the company in 2009 after reading a bok about budgeting with cash and getting tired of the paper envelopes constantly ripping. Melinda was so sweet to send …
We’ve all heard of living paycheck to paycheck…but what about budgeting from paycheck to paycheck? Budget by Paycheck may not be talked about as often as some of the more popular budgeting plans, but it might be the perfect method for you. Today we are going to talk all about the Budget by …
I love cash. I am sure you have heard this before. I love the freedom and structure cash gives me. I love that I can plan my month (or week, or day) out and know how much money I have for that time. There are way too many things that I am in charge of, …
