Frozen Pennies
Ways To Save Money, Get Out Of Debt, And Live Your Best Life!
Most of us have been there one time or another…you’ve paid your bills and realize that you have no money left until your next payday. What do you do when you have no money left after paying bills? Take a closer look at where your money is going and make a decision on how you …
How often you receive your paycheck can have a significant impact on how you budget. There are some employers who give you a choice of how often you are paid, but usually, a company will have the same pay period for all employees. If you are considering a job that pays once a month or …
It is every budgeter’s dream come true…an extra paycheck! When you find yourself the recipient of such a windfall your first reaction might be excited…but then what? How would you budget an extra paycheck? As someone focused on finances one of the first things you need to do …
You find something that you REALLY want to buy. Perhaps it is a bigger purchase than you normally make. Or maybe you don’t quite have the money in your budget to buy it. What is a financially smart person to do? Consider implementing a 30-day rule for saving money! Implementing the 30 day rule …
Taking the steps to create a realistic Christmas budget will stop you from overspending and keep you on track for a debt free Christmas. Creating a realistic budget for Christmas can be done in 5 simple steps including making lists of the people you want to buy for and all of the additional items …
Having a zero-based budget for your family gives you 100% control over all of your personal finances. It allows you to allocate every cent to achieve the money goals you deem most important. Creating a zero based budget at the beginning of each month gives you opportunities for saving, spending, and …
