Category: Debt Free

29 Dave Ramsey Tips from a Ramsey Budget Coach

Dave Ramsey is known for his financial guidance with a side of no beat-around-the-bush, tough love, with a touch of compassion.  You’ve probably heard of him.  Made famous by his best selling books, Youtube Channel, Podcast, Finacial Peace University classes, syndicated radio show, and countless other platforms and guest appearances. …

6 Epic Ways to Pay Off Debt With A Low Income

I have heard people say “How am I supposed to pay off debt when I can’t even pay my bills?” To state the obvious, you need more money.  It is definitely going to be harder to pay off debt with a low income.  But if you are determined, it can be done. …

How To Be Frugal And Happy With These Life Tips

  We have all heard the saying that money can’t buy happiness. I’ve always thought that I sure would like to give that theory a test run!   Let’s explore our financial happiness for the sake of the topic and time.  How can you be frugal and happy at the same …

How To Have The Most Excellent Debt Free Christmas

All of my adult life, I have watched good friends and family create physical, mental, and financial tornados for themselves around Christmas.  Rushing to get everything done.  Feeling like they are drowning in wrapping paper, candy canes, and credit card debt.  Have you ever dreamed of a debt free Christmas? …

You Are Excited And Debt Free!! Now What?

You have worked so hard.  You have paid off every debt but your house.  You have sacrificed family vacations and dinners out with friends to dig yourself out of this hole.  And you have done it!!  You have paid off those student loans (GOOD RIDDANCE!) and the credit cards (What …

Using The Half Payment Budget Method Paycheck To Paycheck

What if we could live paycheck to paycheck on purpose and create a life of financial freedom?  Many feel the negative connotation of living paycheck to paycheck as a bad thing when it could benefit us. Check out my FREE wallet dividers to make your own cash envelope wallet delivered to …