Frozen Pennies
Ways To Save Money, Get Out Of Debt, And Live Your Best Life!
Deciding to get out of debt is not easy, but it is easier than actually putting in the work to be debt-free. Most have a long road ahead of them. In 2018, the average American had $38,000 in debt, with ages 25-34 holding the highest amount at $42,000. So, keeping focused and finding ways …
Where does debt payoff motivation come from? You’re lying in bed wide awake, and you just can’t sleep…again. You look at the clock, and it’s 2:43 am. Your brain is on a continuous loop, and you can’t get it to stop. You’re worried about money. You wish …
“Reading is a basic tool in living a good life.” Joseph Addison, poet. I love to read, so I have made a goal to read 24 nonfiction books this year. It has been my quest to read all of the personal finance books I can find. It’s personal. What do you do …
The feeling of freedom that comes with finally paying off your debt is absolutely intoxicating. It is like taking a deep breath for the first time in years, and you’ll be amazed at how much better life gets when you’re not chained to monthly payments. In this blog post, we’ve …
Stress directly affects the body and mind and can cause headaches and exhaustion. Some believe it can also cause weight gain, muscle and joint aches, and diseases. Self-care can help. Debt is stressful. When you are always wondering how you will pay the electric bill because your checking …
Mr. Ramsey’s thoughts and teachings about debt and personal finance hold a lot of controversies. Specifically, Dave Ramsey’s recommended percentages for budgeting. He has been helping thousands of people get out of debt for decades now yet some feel his theories are not quite modern …
