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Sara

Sara is a wife, mother, and creator of Frozen Pennies. With a degree in English, a former teacher, and a Certified Financial Coach through Ramsey Solutions, there is no better place to learn about debt freedom, budgeting, and overall frugal living.

Sara is a wife, mother, and creator of Frozen Pennies.  With a degree in English, a former teacher, and a Certified Financial Coach through Ramsey Solutions, there is no better place to learn about debt freedom, budgeting, and overall frugal living.

How To Downsize Your Home (14 Tips To Make It Easy)

Frugal Living / by Sara

Downsizing your home can be a difficult decision, but it can also be a liberating one. Whether you’re looking to save money, simplify your life, or reduce your environmental impact, downsizing can offer a range of benefits. However, the process can be overwhelming, and it’s important to …

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How To Live On A Chapter 13 Budget And Still Thrive

Manage Money / by Sara

To qualify for Chapter 13 relief, the debtor must have a regular source of income and sufficient disposable income to make payments under the plan. One of the debtor’s most important responsibilities during the bankruptcy case is to make plan payments on time. This requires careful planning and …

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Cloth Diapers On A Budget: The Best Choices For Cheap

Save Money / by Sara

Are you tired of the never-ending cycle of one diaper change after another and the constant expense of buying new disposable diapers?   If so, cloth diapers might be the solution you’re looking for.  Not only are they a more environmentally friendly option, but they can also be a …

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Cheapest Ways to Live Alone And Be Happy

Frugal Living, Save Money, Travel On A Budget / by Sara

Living alone can be a dream for many, but it can come with a hefty price tag. However, many ways exist to live alone without breaking the bank. Whether you’re a student, a young professional, or simply looking to downsize, there are several affordable housing options available. From shared …

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14 Best Cable TV Alternatives On A Budget

Save Money / by Sara

Cable TV has been a go-to entertainment source for decades, but many people are looking for cheaper alternatives with the rise of streaming services and on-demand content. Luckily, plenty of options offer the same quality content for a fraction of the cost. In this article, we will explore some of …

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9 Steps To Organize a Side-by-Side Refrigerator On A Budget

Save Money, Thrifty Organization / by Sara

Organizing a side-by-side refrigerator can seem like a dreaded task, especially when working with a tight budget. However, with a little bit of creativity and some simple tips, you can easily organize your fridge without breaking the bank. Whether you’re looking to maximize space, improve …

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