Frozen Pennies
Ways To Save Money, Get Out Of Debt, And Live Your Best Life!
How often you receive your paycheck can have a significant impact on how you budget. There are some employers who give you a choice of how often you are paid, but usually, a company will have the same pay period for all employees. If you are considering a job that pays once a month or …
It is every budgeter’s dream come true…an extra paycheck! When you find yourself the recipient of such a windfall your first reaction might be excited…but then what? How would you budget an extra paycheck? As someone focused on finances one of the first things you need to do …
That feeling of exaustion after you have been frugal for so long. The sense of dread when you have denied yourself for months at a time while focused on a bigger goal, whether that be debt freedom or just making ends meet. This is frugal fatigue and its a real thing. Frugal Fatigue sneaks up …
Good Debt vs Bad Debt Debt. When you hear the word debt it definitely brings up negative feelings. But not all debt is a bad thing. In fact, most experts agree that there is such a thing as good debt. So, here’s why debt is bad. So what is the difference? In a nutshell, good debt …
The idea of having your own place to call home is thrilling. But when you have the fixed cost of rent taking a big portion of your budget, saving up for a down payment might seem impossible. Read on to find out simple things you can do to save money for a down payment while …
You find something that you REALLY want to buy. Perhaps it is a bigger purchase than you normally make. Or maybe you don’t quite have the money in your budget to buy it. What is a financially smart person to do? Consider implementing a 30-day rule for saving money! Implementing the 30 day rule …
