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Mr. Ramsey’s thoughts and teachings about debt and personal finance hold a lot of controversies. Specifically, Dave Ramsey’s recommended percentages for budgeting. He has been helping thousands of people get out of debt for decades now yet some feel his theories are not quite modern enough for today’s society. Dave Ramsey is the author of …

Dave Ramsey’s Recommended Percentages for Today’s Budgeting Households Read More »

There are so many amazing tips we can learn from our grandparents, great grandparents, and even great-great-grandparents on how to live simple old fashioned lives. Old fashioned living focuses on less spending, intention, simplicity, and more work but if you are trying to save money, get out of debt or just live a less complicated …

65 Old Fashioned Living Tips for Today Read More »

Dave Ramsey, the leader in debt freedom Financial Peace University has created Dave Ramsey’s 7 baby steps to get out of debt and build wealth. He is the author of The Total Money Makeover, as well as many others. He has a podcast, a radio show, a youtube channel, and a “cult following of sorts.” …

Dave Ramsey 7 Baby Steps Explained Read More »

How to stop overspending on your entire life. Understanding and being conscious of where your money is going is the first step in financial independence. Tracking your spending can lead to knowledge of how your money is being spent and allow you a better full picture to create a budget. It also helps to see …

How to Stop Overspending: 21 Tips to Change Bad Habits Read More »

Whether you have been hit by a financial setback or you’re just trying to get out of debt, its time to get extreme and learn about simple cheap living. People are experiencing financial setbacks a lot lately. Job loss statistics are up. Businesses are not open and unemployment is at an all time high. Where …

Simple Cheap Living: Live Well on Next to Nothing Read More »