Sara

The idea of becoming a millionaire launches hundreds of businesses a year and sells a lot of lottery tickets, but can you become a millionaire with only $200 a month?  When your day-to-day reality includes bills, taxes, and more taxes, the dream of becoming a millionaire might feel out of …

One of the hardest things you’ll have to do when you’re getting serious with your finances is to face the facts. How you’ve been living isn’t sustainable and must be changed.  How do you pay off debt and still have a life? You can make debt payoff the goal and still go …

Being debt-free is essential for those who want to decide how their money is spent instead of giving the added income in the form of interest to banks and loan companies. Imagine how it would feel to be 100% free from all debt. We hear messages and inspirational stories about not having …

When you talk about personal finances, one of the big topics that comes up is debt. Ask financial advisors, and they will tell you the good news is that you can get different types of loans. The bad news is that your financial future could be restricted by how much debt you have.  Of course, …

Stop overspending on your entire life. Understanding and being conscious of where your money is going is the first step in financial independence.   Tracking your spending can lead to knowing how your money is being spent and allow you a better, more complete picture to create a budget. …

Dave Ramsey, the leader in debt freedom at Financial Peace University, has created Dave Ramsey’s 7 baby steps to get out of debt and build wealth.   He is the author of The Total Money Makeover and many others. He has a podcast, a radio show, a YouTube channel, and a “cult following …