Grab Your…

Free Budget Planner

A 12-month planner to budget your money.

  • Yearly, monthly, and weekly calendars
  • Goal setting sheets
  • Sinking fund trackers
  • Debt trackers
  • Weekly bill pay budgets
  • Cash Envelope Trackers and Printable envelopes
…and more.
(This is a Digital Download Only. No Physical Product Will Be Sent)
Get My Free Planner Now!

Only Available For:

  
Are you ready to manage money better?

Here’s What You Get:

  • Yearly, monthly, and weekly calendars
  • Goal setting sheets
  • Sinking fund trackers
  • Debt trackers
  • Weekly bill pay budgets
  • Cash Envelope Trackers and Printable envelopes
…and more.

Juggling bills, family expenses, and unexpected costs can create an unbearable weight of stress, leaving you anxious and sleepless at night.

It’s Time to Make That a Little Easier.

Hi. I’m Sara!

I’m the creative cheapskate behind Frozen Pennies. I’m a wife, mama, and Financial Coach. I love books, coffee, and yoga pants (not necessarily in that order).

My husband says I am “tighter than bark to a tree.” But we paid off more than $100,000 worth of debt and I’m here to help you do the same.

Learn to manage money better along with over 500,000 other readers, followers, and coaching clients.

“I’ve been struggling with my budget for a couple of years now, but Sara’s teaching style helped me get my spending under control and now I can make ends meet and save money for things we want to save money for. Thank you.”

Susan