Category: Money

Dave Ramsey is known for his financial guidance with a side of no beat-around-the-bush, tough love, with a touch of compassion.  You’ve probably heard of him.  Made famous by his best selling books, Youtube Channel, Podcast, Finacial Peace University classes, syndicated radio show, and countless other platforms and guest appearances. …

Whether your family is living on one income by choice or because of unforeseen circumstances, you can live frugally on that one income and make it a successful adventure. Job loss today is a real thing.  There is a crisis going on, and unemployment is on the rise.  Finding a …

Keeping the romance in your relationship alive when you are trying to get out of debt is not easy.  Yet it’s one of the most important things we can do.  Spending time with your husband, wife or partner should be at the top of our priority list (right under “pay …

I’ve tried once a month grocery shopping before and failed.  I wanted to like it.  I really did.  I found myself running back and forth too many times picking up the things I ran out of and had forgotten.  I ended up spending way too much money – more than …

Where does debt payoff motivation come from? You’re lying in bed wide awake, and you just can’t sleep…again.  You look at the clock, and its 2:43 am. Your brain is on a continuous loop, and you can’t get it to stop.  You’re worried about money. You wish you could get …

I have heard people say “How am I supposed to pay off debt when I can’t even pay my bills?” To state the obvious, you need more money.  It is definitely going to be harder to pay off debt with a low income.  But if you are determined, it can be done. …