Frozen Pennies
Ways To Save Money, Get Out Of Debt, And Live Your Best Life!
Here are 35 minimalist gifts for practical women. Many of these are very affordable and wn’t break your budget. As a whole, most women don’t need anything that they can’t actually use. Why not give a practical gift (instead of clutter) for Birthdays, Anniversaries, Christmas, and …
You’ve got a lofty goal in your sights…save $10000 in a year. Maybe you are saving up for a downpayment on a house. Perhaps you are creating an emergency fund or rainy day fund. Or maybe you just want to challenge your budgeting chops and save an extra $10,000. But how to save $10,000 in …
One of the hardest things you’ll have to do when you’re getting serious with your finances is to face the facts. The way you’ve been living isn’t sustainable and has to be changed. How do you pay off debt and still have a life? You can make debt payoff the goal and still go out …
Being debt-free is important for those who want to decide how their money is spend instead of giving the added income in the form of interest to banks and loan companies. Imagine how it would feel to be 100% free from all debt. We hear messages and inspirational stories about not having …
Summer is a time for being busy, enjoying the sunshine, and staying cool. The last thing you want to do is spend all your fun money on food that heats up your kitchen. Many of these cheap summer meals utilize appliances like outside grills, crock pots, and Instant Pots. I was boiling pasta for a …
This budgeting strategy of paying your bills a month ahead of time will give you a comfortable cushion by saving money, then reorienting your budget so that you live on last month’s income. There are many different strategies that can help you create and live within a budget. I’ve shared how to …
