Frozen Pennies
Ways To Save Money, Get Out Of Debt, And Live Your Best Life!
Good Debt vs Bad Debt Debt. When you hear the word debt it definitely brings up negative feelings. But not all debt is a bad thing. In fact, most experts agree that there is such a thing as good debt. So, here’s why debt is bad. So what is the difference? In a nutshell, good debt …
The idea of having your own place to call home is thrilling. But when you have the fixed cost of rent taking a big portion of your budget, saving up for a down payment might seem impossible. Read on to find out simple things you can do to save money for a down payment while …
If you’ve read about the cash envelope system for budgeting, you recognize the genius in its simplicity. The cash envelope system makes your budget come to life in a visual and tactile way. It helps you see your budget at work and how much money you have to spend with the help of envelopes and …
Are you perplexed on how to cut your electric bill in half and save on all your utility bills? Last month, I put out a little survey on Facebook asking what followers struggle with the most when it comes to finances. I got a lot of really great answers and also, some fantastic topics for …
Having a zero-based budget for your family gives you 100% control over all of your personal finances. It allows you to allocate every cent to achieve the money goals you deem most important. Creating a zero based budget at the beginning of each month gives you opportunities for saving, spending, and …
If you’re a follower of the cash envelope system, you might already be familiar with the Savvycents Wallet. Melinda Claudepierre started the company in 2009 after reading a bok about budgeting with cash and getting tired of the paper envelopes constantly ripping. Melinda was so sweet to send …
