Frozen Pennies
Ways To Save Money, Get Out Of Debt, And Live Your Best Life!
If you’re a follower of the cash envelope system, you might already be familiar with the Savvycents Wallet. Melinda Claudepierre started the company in 2009 after reading a bok about budgeting with cash and getting tired of the paper envelopes constantly ripping. Melinda was so sweet to send …
Being a stay at home mom or homemaker is a job. Taking care of your home and children is a lot of work. If you decide to work outside of the house or have a career and work from home, you now have TWO full-time jobs. Today, I’m going to focus on the at-home job. …
Living on half of your income allows you to save the rest of your money for something specific. Many people chose to save 50% of there income for retirement purposes. Why Do You Want to Live on Half of Your Take Home Pay? They are either planning on saving as much money as they can …
We all know that food is our biggest expense behind housing in most households. It is also the best place to reduce spending with the most flexibility. Here are more than 60 ways I have found to reduce your spending and save on groceries. How to Cut Your Grocery Bill Without Using …
Mr. Ramsey’s thoughts and teachings about debt and personal finance hold a lot of controversies. Specifically, Dave Ramsey’s recommended percentages for budgeting. He has been helping thousands of people get out of debt for decades now yet some feel his theories are not quite modern …
There are so many amazing tips we can learn from our grandparents, great grandparents, and even great-great-grandparents on how to live simple old fashioned lives. Old fashioned living focuses on less spending, intention, simplicity, and more work but if you are trying to save money, get out of debt …
