Frozen Pennies
Ways To Save Money, Get Out Of Debt, And Live Your Best Life!
I have heard people say “How am I supposed to pay off debt when I can’t even pay my bills?” To state the obvious, you need more money. It is definitely going to be harder to pay off debt with a low income. But if you are determined, it can be done. To pay off …
We have all heard the saying that money can’t buy happiness. I’ve always thought that I sure would like to give that theory a test run! Let’s explore our financial happiness for the sake of the topic and time. How can you be frugal and happy at the same time? What …
All of my adult life, I have watched good friends and family create physical, mental, and financial tornados for themselves around Christmas. Rushing to get everything done. Feeling like they are drowning in wrapping paper, candy canes, and credit card debt. Have you ever dreamed of a debt-free …
You have worked so hard. You have paid off every debt but your house. You have sacrificed family vacations and dinners out with friends to dig yourself out of this hole. And you have done it!! You have paid off those student loans (GOOD RIDDANCE!) and the credit cards (What …
What if we could live paycheck to paycheck on purpose and create a life of financial freedom? Many feel the negative connotation of living paycheck to paycheck as a bad thing when it could benefit us. There are fantastic advantages of budgeting paycheck to paycheck on purpose. We live paycheck …
Deciding to get out of debt is not easy, but it is easier than actually putting in the work to be debt free. Most have a long road ahead of them with the average American in 2018 has $38,000 in debt with ages 25-34 holding the highest amount at $42,000. So keeping focused and finding …
