Frozen Pennies
Ways To Save Money, Get Out Of Debt, And Live Your Best Life!
Keeping Your Motivation Keeping your motivation is not always easy on this debt free journey. Getting discouraged is easy when that thing you have been working on for months doesn’t seem to be going anywhere. I have been working on this for years. In the last year, I have been working on it …
I was born frugal, raised frugally, and continue to live frugally. I chose to create a frugal life. It is a badge of honor for me and not something to be ashamed of. I wear it proudly around my neck like an Olympic Gold Medal. It is the way I live my life and …
The Side Hustle. Another job in addition to all your other duties in order to make more money. You may be making more money in the short term for a special occasion. The side hustle is a perfect way to speed up your debt free journey. You might be a mom who wants to spend …
Dave Ramsey has a debt elimination program that has given a lot of people the joy of being debt free. His simple and proven steps are foolproof if you commit and follow the plan. Commitment is the hard part here. If you want to “live like no one else so later you can live …
“Reading is a basic tool in the living of a good life.” Joseph Addison, poet. I love to read so I have made a goal to read 24 nonfiction books this year. It has been my personal quest to read all of the personal finance books I can find. It’s personal. …
As you consider doing a long term no spend challenge, think carefully about preparing for such a long time engulfed in a shopping freeze. Take into consideration all of the things you may need in that period that you may not be able to buy. Before I officially started my no spend challenge, …
