Frozen Pennies
Ways To Save Money, Get Out Of Debt, And Live Your Best Life!
Taking the steps to create a realistic Christmas budget will stop you from overspending and keep you on track for a debt free Christmas. Creating a realistic budget for Christmas can be done in 5 simple steps including making lists of the people you want to buy for and all of the additional items …
Christmas is a fantastic time of year. It’s also the time of year that so many people spend so much money. The 5 gift rule for Chrismas is a great way to spend less, stress less, and celebrate more. I’m sure you have heard of the 4 gift rule for Christmas, but we just felt …
All of my adult life, I have watched good friends and family create physical, mental, and financial tornados for themselves around Christmas. Rushing to get everything done. Feeling like they are drowning in wrapping paper, candy canes, and credit card debt. Have you ever dreamed …
Christmas is hard when you are trying to get out of debt and are throwing every extra penny at the Debt Snowball!! Your dedication to this thing is super impressive. You are gazelle intense and it shows. I can’t imagine you are thinking that you could squeeze in even a small cheap …
I have gone through this teenage guy thing three times now. Christmas gifts get harder and harder (and more expensive) as they get older. Finding the best Christmas gifts for teenage guys is not so easy. And then finding a deal on those gifts is even harder. Let’s jump right …
I am sitting at my computer browsing Facebook thinking about frugal Valentine gifts when I see my friend Michelle post a heart-shaped pizza that her daughter made with the headline “Because Valentine’s Day is one month and one day away” (with 16 emoji hearts). I guess I …
