Dave Ramsey’s Debt Method: Revolutionary or Risky?
Dave Ramsey’s theory about getting out of debt as soon as possible with the intensity of a gazelle being chased by a cheetah resonates with…
I Built an Emergency Fund in 3 Months. Here’s How
When trying to get out of debt, it is best to have a little safety net “just in case.” The old saying says anything…
Cashless Envelope System: Ultimate Guide Without Cash
If you’ve read about the cash envelope system for budgeting, you recognize the genius in its simplicity. The cash envelope system championed by Dave Ramsey makes your budget come…
No Bank, No Problem: Save Money with These 7 Tips
You don’t want to have a savings bank account for many reasons. You may have a checking account but don’t want to have a savings…
I Pay All My Bills But I Can’t Get Ahead… Here’s Why
Most of us have been there at one time or another. You’ve paid your bills and realize you have no money left until your next…
I Tried the 50/30/20 Budget… And This Happened
I am a huge fan of Dave Ramsey. Mostly, I follow his entire plan and believe what he teaches. I love cash, and I…
My Debit Card Expired… Now What?
All of us are used to using plastic money. Using debit and credit cards is common for all of us. The benefit of using a…
Romantic & Budget-Friendly Parent Anniversary Dinners
Parents often feel stretched thin between work, taking care of the kids, and other responsibilities. Finding time for a special date night out can be…
Extra Paycheck? Here’s How to Budget It Smartly
It is every budgeter’s dream come true…an extra paycheck! When you are the recipient of such a windfall, your first reaction might be excited…but then…