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Frozen Pennies

Author: Sara

Sara is a wife, mother, and creator of Frozen Pennies.  With a degree in English, a former teacher, and a Certified Financial Coach through Ramsey Solutions, there is no better place to learn about debt freedom, budgeting, and overall frugal living.
21 Simple Ways To Save Money At The Gas Pump
Save Money

21 Simple Ways To Save Money At The Gas Pump

In today’s economy, saving money on gas is more important than ever. You can save money by following simple tips, such as using apps, filling…

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How to use Every Dollar Budget And Tell Your Money Where To Go!
Budgeting | Dave Ramsey

How to use Every Dollar Budget And Tell Your Money Where To Go!

Saving money can feel like a full-time job, but the good news is that some apps and tools can help. Why spin your wheels trying…

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messy room
Home & Family | Homemaking | Thrifty Organization

How To Clean A Messy Room Without Overwhelm In 7 Easy Steps

Having a clean room gives us a little bit of control back to our crazy, stressful lives and leaves us with a clean house. You…

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100 Ways You Are Wasting Money
Budgeting | Frugal Living | Save Money

100 Ways You Are Wasting Money

Managing personal finances effectively has become more crucial than ever in today’s fast-paced world. Yet, many of us are guilty of inadvertently wasting money through…

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Family and a piggy bank
Budgeting

How To Use Zero Based Budgeting

Having a zero-based budget for your family gives you 100% control over all of your personal finances.  It allows you to allocate every cent to…

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Are You Frugal? The Ultimate Frugality Quiz! 40 Revealing Questions
Frugal Living

Are You Frugal? The Ultimate Frugality Quiz! 40 Revealing Questions

Have you ever wondered how frugal you really are? This fun and engaging quiz comprises 40 insightful questions designed to uncover your true penny-pinching prowess….

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11  Super Fun Ways To Organize A Closet by Color
Home & Family | Homemaking | Thrifty Organization

11 Super Fun Ways To Organize A Closet by Color

Looking to get your bedroom closet organized once and for all? You spend good money on clothes, and the last thing you want is for…

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dave ramsey book on a chair with a calculator
Budgeting | Debt Free

Dave Ramsey’s Recommended Percentages for Today’s Budgeting Households

Mr. Ramsey’s thoughts and teachings about debt and personal finance hold a lot of controversies. Specifically, Dave Ramsey’s recommended percentages for budgeting. He has been…

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dish dinner rice and beans
Frugal Recipes | Groceries | Home & Family | Save Money

55 Dirt Cheap Meals For Your Family(Under $5 Per Meal)

Food prices are going up. This year looks to be the year that inflation really kicks in. With everything we’ve been through in the last…

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