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Frozen Pennies

Author: Sara

Sara is a wife, mother, and creator of Frozen Pennies.  With a degree in English, a former teacher, and a Certified Financial Coach through Ramsey Solutions, there is no better place to learn about debt freedom, budgeting, and overall frugal living.
organizing bills
Budgeting | Home & Family | Homemaking | Thrifty Organization

How To Organize Your Bills and Mail and Make Your Life Easier

Even if you don’t receive many paper bills, paperwork can pile up quickly! If you keep on putting off organizing your bills and mail, you…

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new mom save money
Home & Family | Homemaking | Save Money

How Can First-Time Moms Save Money? 12 Tips For Expectant & New Moms

Are you a first-time mom? Congratulations! You’re about to embark on one of the most amazing journeys of your life, and it’s a perfect time…

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5 Best Books on Money Management
Books | Debt Free

5 Best Books on Money Management

“Reading is a basic tool in living a good life.” Joseph Addison, poet. I love to read, so I have made a goal to read 24…

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coffee notebook money calculator
Budgeting

25 Best Budget Tips and Hacks for Beginners

So many people hold ill feelings about that six-letter word. The ever so restrictive, unachievable, hard-to-grasp, math-phobic BUDGET! You know. Let me help you create…

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pay off debt
Debt Free

85 Inspirational Quotes About Debt Payoff

The feeling of freedom that comes with finally paying off your debt is absolutely intoxicating. It is like taking a deep breath for the first…

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Frugal Recipes | Home & Family | Meal Planning

50 Frugal Casserole Meals to Feed Your Family

Casseroles are the ultimate comfort food, perfect for feeding a crowd or meal prepping for the week ahead. Even better, many casserole recipes are budget-friendly,…

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save money on meat
Groceries | Homemaking | Save Money

How To Save Money on Meat; 25 Thrifty And Easy Ways

There is no doubt that meat can be costly. It is sometimes hard to afford meat. We usually spend most of our grocery budget on…

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grocery store hacks
Groceries | Money | Save Money

7 Hacks To Save At The Grocery Store

Food is expensive.  That is a given.  There are a lot of tips and tricks out there on Pinterest and in some great blogs on…

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25 Best Cheap Hobbies You Can Start Today To Break Your Boredom
Home & Family | Homemaking | Retirement | Save Money

25 Best Cheap Hobbies You Can Start Today To Break Your Boredom

During the Pandemic, lots of people took up new hobbies to help deal with boredom. But just because life has returned to something approaching normal,…

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