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Frozen Pennies

Author: Sara

Sara is a wife, mother, and creator of Frozen Pennies.  With a degree in English, a former teacher, and a Certified Financial Coach through Ramsey Solutions, there is no better place to learn about debt freedom, budgeting, and overall frugal living.
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Budgeting

19 Advantages and Benefits of Budgeting Your Money

We’ve all heard that we need a budget. You must put a budget to make your money work best for you and not feel broke….

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Budgeting | Home & Family

Should I Add My Child To My Auto Insurance?

In the past, adding a child to an auto insurance policy was a matter of course. With other options out there, adding your child to…

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little girl with money in her hand
Debt Free | Frugal Living | Home & Family | Homemaking

How To Be Frugal And Happy With These Life Tips

We have all heard the saying that money can’t buy happiness. I’ve always thought that, and I would like to give that theory a test…

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Debt Free | Home & Family | Make Money

30 Best Side Hustles for Moms

Every mom out there wants to boost the income of the family. And she always thinks of bringing something to the table. Side hustles for…

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Save Money

The Importance Of Saving Money: 10 Reasons To Save

We save, mainly, since we don’t know what the future holds. When you save money, you can protect yourself from financial emergencies and become increasingly…

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Manage Money

10 Best Tips to Change Your Mindset About Money

Money mindset seems to be one of those popular fad buzzwords of the 21st century.  But there is some substance to it. There is such…

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How To Budget Smart When You’re Stupid Broke
Budgeting

How To Budget Smart When You’re Stupid Broke

With the rising cost of living, it can be hard to keep up with your bills. You may wonder not only how you’ll pay for…

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save money
Money | Save Money

54 Things to Stop Buying and Ways to Save Money

I am always looking for tips to save money.  When you don’t have extra money and you have financial goals, finding ways to trim the…

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65 Tips To Save Money On Groceries Without Using Coupons
Groceries | Save Money

65 Tips To Save Money On Groceries Without Using Coupons

We all know that food is our biggest expense behind housing in most households.  It is also the best place to reduce spending with the…

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