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Frozen Pennies

Author: Sara

Sara is a wife, mother, and creator of Frozen Pennies.  With a degree in English, a former teacher, and a Certified Financial Coach through Ramsey Solutions, there is no better place to learn about debt freedom, budgeting, and overall frugal living.
grocery store
Groceries | Money

How Grocery Stores Trick You Into Spending More Money

While reading, an article in the Huffington Post offered a list of ways grocery stores try to trick you into spending more money. Let’s face…

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money and savings in a jar
Save Money

What Is The Most Challenging Part Of Saving Money?

I am terrible at saving money.  I will wait while you reread that sentence… I am really great at saving money on purchases and cutting…

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debt free journey
Debt Free

How To Find Inspiration On Your Debt Free Journey

Deciding to get out of debt is not easy, but it is easier than actually putting in the work to be debt-free. Most have a…

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30 Frugal Lunch Ideas for Stay at Home Moms
Frugal Living | Frugal Recipes | Home & Family | Homemaking | Meal Planning | Save Money

30 Frugal Lunch Ideas for Stay at Home Moms

Staying healthy and eating a nutritious lunch is essential for stay-at-home moms. But it’s also necessary to save money and be frugal. I’ve compiled this…

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Retirement

Morning Retirement Routines That Set You Up for Success

Are you heading towards retirement? Then this post is for you because we’re talking about something that might seem a little strange at first –…

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Home & Family | Retirement

Why Parents Should NOT Pay for Their Kids’ College

You’ve probably heard it a thousand times: “Good parents save for their kids’ college education.” But what if we told you that, in many cases,…

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budgeting apps
Budgeting

The Top 10 Best Budgeting Apps to Get Finances Organized

For most people, budgeting is hard.  It takes time and forces you to dive deep into your spending habits – pulling your head out of…

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21 Easy And Simple Ways To Find Debt Payoff Motivation
Debt Free

21 Easy And Simple Ways To Find Debt Payoff Motivation

Where does debt payoff motivation come from? You’re lying in bed wide awake, and you just can’t sleep…again.  You look at the clock, and it’s…

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stack of books jar of money
Books | Frugal Living | Save Money

25 Best Books On Frugal Living Everyone Will Want To Read

There’s something satisfying about knowing exactly where every penny goes! Come check out our list of 25 books on frugal living that everyone will want…

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