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Frozen Pennies

Author: Sara

Sara is a wife, mother, and creator of Frozen Pennies.  With a degree in English, a former teacher, and a Certified Financial Coach through Ramsey Solutions, there is no better place to learn about debt freedom, budgeting, and overall frugal living.
Never Spend Money on These 13 Things Again: Lessons from a Frugal Life
Budgeting | Frugal Living | Save Money

Never Spend Money on These 13 Things Again: Lessons from a Frugal Life

In a world where the latest gadgets and fashion trends can be incredibly enticing, those who hold onto their dollars tightly often have a secret…

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scissors cutting $100 in half
Budgeting

How to Save 50% of Your Income with 35 Tips

Living on half of your income allows you to save the rest of your money for something specific. Many people choose to save 50% of…

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woman in kitchen with groceries putting money in a piggy bank
Budgeting | Home & Family | Homemaking | Save Money

How to Save Money as a Housewife: 33 Tips

Being a stay-at-home mom or homemaker is a job.  Taking care of your home and children is a lot of work. If you decide to…

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44 Places to Get a Free Non-Resident Library Card (to Use with Your Kindle)
Books | Home & Family | Save Money

44 Places to Get a Free Non-Resident Library Card (to Use with Your Kindle)

In today’s digital age, the joy of reading has transcended the limitation of geographical boundaries, thanks to the possibility of obtaining non-resident library cards. For…

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10 Mistakes That Are Killing Your Grocery Budget
Budgeting | Groceries | Save Money

10 Mistakes That Are Killing Your Grocery Budget

In the hustle of daily life, grocery shopping is one chore that can quickly spiral out of control in terms of time and money. Before…

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10 Things Every Frugal Woman Buys To Save Money
Frugal Living | Save Money

10 Things Every Frugal Woman Buys To Save Money

In the quest for financial savviness, many women have mastered the art of frugality, proving that wise spending and budgeting can significantly increase savings. However,…

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jar of coins money picnic table outside
Save Money

How to Save Money When You’re Broke

Being broke and living paycheck to paycheck can make saving money a challenge. Because we are unaware and inattentive about our spending, most of us…

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food and grocery list
Groceries | Manage Money | Meal Planning

What Is Reverse Meal Planning And Will It Save Money?

I am a huge advocate of meal planning.  Who am I kidding?  I am a massive advocate of PLANNING.  So meal planning always came easy…

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How to Maximize Your Retirement Income: 10 Tips for Stretching Your Dollars
Frugal Living | Retirement | Save Money

How to Maximize Your Retirement Income: 10 Tips for Stretching Your Dollars

Planning for retirement can feel overwhelming, but with the right strategies, you can make your savings go further. Knowing how to maximize your retirement income…

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