Frozen Pennies
Ways To Save Money, Get Out Of Debt, And Live Your Best Life!
The Christmas season is right around the corner, and you know what that means? Christmas! It’s my favorite time of year. The decorations, the food, the family gatherings- I love it all. It’s the most wonderful time of the year, and we know preparing is a must for all your family and friends’ holiday …
Christmas is a fantastic time of year. It’s also the time of year that so many people spend so much money. The 5-gift rule for Christmas is a great way to spend less, stress less, and celebrate more. I’m sure you have heard of the four-gift rule for Christmas, but we just felt that it …
The feeling of freedom that comes with finally paying off your debt is absolutely intoxicating. It is like taking a deep breath for the first time in years, and you’ll be amazed at how much better life gets when you’re not chained to monthly payments. In this blog post, we’ve …
Creating a monthly budget isn’t something everyone does, and there are many reasons why people don’t budget. Many have found a reason or excuse not to budget. About 68% of people do not have a budget. Changing your thoughts about what a budget is and myth-busting these top 13 reasons …
You’re doing great with your budgeting but have some extra money left over. What do you do with leftover money when budgeting? You’ve done the hard work of creating a zero-based budget. You know exactly where your money is going and how much is left over at the end of every month. …
Fluctuating bills are those bills that are different every month. The amount of money that you owe on them can vary and are never the same. You may not have enough money even if you stick to your budget every month. Unexpected expenses might lead you to run out of money before the end of …
