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Frozen Pennies

Author: Sara

Sara is a wife, mother, and creator of Frozen Pennies.  With a degree in English, a former teacher, and a Certified Financial Coach through Ramsey Solutions, there is no better place to learn about debt freedom, budgeting, and overall frugal living.
Vacation for Less: 20 Cheap Travel Hacks You Need to Know!
Travel On A Budget

Vacation for Less: 20 Cheap Travel Hacks You Need to Know!

Embarking on a vacation doesn’t have to drain your savings account. With a bit of planning and some clever travel hacks, you can indulge in…

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She believed she could, coffee and money.
Debt Free | Manage Money

Living Paycheck to Paycheck? Try This Half Payment Hack!

Managing personal finances can be a challenging task, especially when it comes to paying bills. Juggling numerous financial obligations within a limited budget often leads…

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Family Breakfast on a Budget: 45 Deliciously Easy Ideas!
Frugal Living | Frugal Recipes | Manage Money | Meal Planning

Family Breakfast on a Budget: 45 Deliciously Easy Ideas!

As Mama always says, breakfast is the most important meal of the day. When life is busy, and you’re running out the door to work…

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children reading near Christmas tree
Holiday

Want a Stress-Free Holiday? 25 Tips to Prep for Christmas Now!

The Christmas season is right around the corner, and you know what that means? Christmas! It’s my favorite time of year. The decorations, the food,…

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Are You Really Ready? 25 Tips to Mentally Prepare for Retirement
Retirement

Are You Really Ready? 25 Tips to Mentally Prepare for Retirement

Retirement. It’s the ultimate long-range goal. It’s also a goal that almost everyone has in common. We are all working hard for the money so…

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10 Smart And Functional Bedding Storage Ideas For Small Spaces
Home & Family | Homemaking | Thrifty Organization

10 Smart And Functional Bedding Storage Ideas For Small Spaces

Storing bedding can be challenging, especially in a small home. You need to access your bedding easily, but you also don’t want it to take…

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30 Sexy, Fun, And Romantic Christmas Traditions For Couples
Holiday | Save Money

30 Sexy, Fun, And Romantic Christmas Traditions For Couples

Christmas is the most incredible time of the year! Everything about this holiday season is so whimsical. And so, it becomes the best time to…

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couple budgeting and struggling with no money
Budgeting

13 Heartbreaking Reasons Why People Don’t Budget

Creating a monthly budget isn’t something everyone does, and there are many reasons why people don’t budget. Many have found a reason or excuse not…

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Organize A Small Bathroom Fast: 19 Ingenious Tips You Never Thought Of
Home & Family | Homemaking | Thrifty Organization

Organize A Small Bathroom Fast: 19 Ingenious Tips You Never Thought Of

A small bathroom doesn’t mean it needs to be messy and disorganized. You may sometimes feel overwhelmed about how to organize it. Still, when creatively…

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