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Frozen Pennies

Author: Sara

Sara is a wife, mother, and creator of Frozen Pennies.  With a degree in English, a former teacher, and a Certified Financial Coach through Ramsey Solutions, there is no better place to learn about debt freedom, budgeting, and overall frugal living.
christmas gifts and cookies
Gift Guide | Holiday | Save Money

Budget-Friendly Christmas Gifts Every Frugal Friend Will Love!

I imagine you have thought about those gifts for your frugal-minded friend or family member, and you’re unsure what to get them. I find as…

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Ultimate Dollar Tree Bargains for Budget-Savvy Shoppers!
Money | Save Money

Ultimate Dollar Tree Bargains for Budget-Savvy Shoppers!

  Have you ever been to Dollar Tree?  I just love it there!  For those who don’t know, Dollar Tree is a store where everything…

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20 Secret Cleaning Hacks You’ll Wish You Knew Sooner
Homemaking

20 Secret Cleaning Hacks You’ll Wish You Knew Sooner

Cleaning doesn’t have to be daunting if you know the right tricks. Whether tackling stubborn stains, organizing clutter, or just trying to make your home…

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woman in store with coupons
Save Money

Start Couponing Like a Boss: Insider Tips to Maximize Savings!

I always used coupons but I did not get my start couponing like a boss right away. I own my daycare and have a family…

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Living Well on a Chapter 13 Budget: Your Guide to Financial Freedom
Budgeting | Manage Money

Living Well on a Chapter 13 Budget: Your Guide to Financial Freedom

To qualify for Chapter 13 relief, the debtor must have a regular source of income and sufficient disposable income to make payments under the plan….

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Tiny house in woman's hands
Home | Save Money

Small House, Big Benefits: Why Downsizing is the Smart Move!

  Many people start their lives excited to buy their first home.  They look for what they can afford and decide this will be their…

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Raise Money-Smart Kids: 19 Frugal Habits They Need to Know!
Home & Family | Save Money

Raise Money-Smart Kids: 19 Frugal Habits They Need to Know!

As parents, we want to raise financially responsible and independent children, mindful of their spending and savings habits. Teaching children the value of money and…

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woman putting coins in piggy bank
Save Money

Your $10K Savings Challenge: How to Reach Your Goal in 12 Months!

You have a lofty goal in your sights…save $10000 a year. Maybe you are saving up for a downpayment on a house. Perhaps you are…

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couple packing up their kitchen to downsize
Frugal Living | Retirement

Living Frugally in Retirement: Essential Tips to Stretch Every Dollar

Retirement is a happy journey. You have worked all through your youth to make your later years blissful. But retirement does not mean you will…

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