Frozen Pennies
Ways To Save Money, Get Out Of Debt, And Live Your Best Life!
Living on half of your income allows you to save the rest of your money for something specific. Many people chose to save 50% of there income for retirement purposes. Why Do You Want to Live on Half of Your Take Home Pay? They are either planning on saving as much money as they can …
We all know that food is our biggest expense behind housing in most households. It is also the best place to reduce spending with the most flexibility. Here are more than 60 ways I have found to reduce your spending and save on groceries. How to Cut Your Grocery Bill Without Using Coupons When it …
Mr. Ramsey’s thoughts and teachings about debt and personal finance hold a lot of controversies. Specifically, Dave Ramsey’s recommended percentages for budgeting. He has been helping thousands of people get out of debt for decades now yet some feel his theories are not quite modern …
There are so many amazing tips we can learn from our grandparents, great grandparents, and even great-great-grandparents on how to live simple old fashioned lives. Old fashioned living focuses on less spending, intention, simplicity, and more work but if you are trying to save money, get out of debt …
Dave Ramsey, the leader in debt freedom Financial Peace University has created Dave Ramsey’s 7 baby steps to get out of debt and build wealth. He is the author of The Total Money Makeover, as well as many others. He has a podcast, a radio show, a youtube channel, and a “cult following of …
How to stop overspending on your entire life. Understanding and being conscious of where your money is going is the first step in financial independence. Tracking your spending can lead to knowledge of how your money is being spent and allow you a better full picture to create a budget. It also …
