Frozen Pennies
Ways To Save Money, Get Out Of Debt, And Live Your Best Life!
Dave Ramsey, the leader in debt freedom Financial Peace University has created Dave Ramsey’s 7 baby steps to get out of debt and build wealth. He is the author of The Total Money Makeover, as well as many others. He has a podcast, a radio show, a youtube channel, and a “cult following of …
How to stop overspending on your entire life. Understanding and being conscious of where your money is going is the first step in financial independence. Tracking your spending can lead to knowledge of how your money is being spent and allow you a better full picture to create a budget. It also …
Whether you have been hit by a financial setback or you’re just trying to get out of debt, its time to get extreme and learn about simple cheap living. People are experiencing financial setbacks a lot lately. Job loss statistics are up. Businesses are not open and unemployment is at an all …
Christmas is a fantastic time of year. It’s also the time of year that so many people spend so much money. The 5 gift rule for Chrismas is a great way to spend less, stress less, and celebrate more. I’m sure you have heard of the 4 gift rule for Christmas, but we just felt …
Dirt cheap meals are for those times when you need to spend as little as possible on food yet eat as much as and as healthy as you can for the amount of money you have. There are seasons in every one of our lives when we need to eat cheaply. Struggling college student, new …
Dave Ramsey’s theory about getting out of debt as soon as you possibly can with the intensity of a gazelle being chased by a cheetah resonates with many of his followers. But is it too much? Is the intensity that Dave suggests just too hard for people to sustain for the long haul? What Is …
