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Time For My Top 8 Spending Freeze Tips

Spending Freeze, Thrifty Organization / by Sara

What is a spending freeze?  Its an amount of time that you chose to not spend money on unnecessary stuff for a designated amount of time.  It is popular after the holidays when people are tapped out financially and need to recover some ground.  The grand concept behind a spending freeze is that you …

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5 Things I Want to Stop Spending Money On

Save Money / by Sara

Convenience is convenient, but it will also cost you.  When it comes to saving money, there are always ways to cut corners on convenience, and although you will save money, it might be a trade-off with the amount of time you need to spend.  How much is it worth to you?  Here are the things …

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Prepare For An Authentic No Spend Challenge

Debt Free, Spending Freeze / by Sara

  As you consider doing a long term no spend challenge, think carefully about preparing for such a long time engulfed in a shopping freeze.  Take into consideration all of the things you may need in that period that you may not be able to buy. Before I officially started my no spend challenge, …

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How To Do A No Spend Challenge in 2022

Money / by Sara

With a new year comes new goals, resolutions, and excitement for the days.  How can we reinvent ourselves and make our lives better?  Many people chose weight loss, financial, relationship, and exercise resolutions for the upcoming year.  And most only last about six weeks.  It’s time for a …

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About Sara

Sara Conklin

My name is Sara, and I am the creative cheapskate behind Frozen Pennies.  I am a wife, mama, Financial Coach, and coffee lover.  I am a huge fan of books, black yoga pants, and organization.  Through my website, I’ve helped over 500,000 moms use money the smart way using the same techniques we used to pay off more than $100,000 in debt.  I will teach you how to do the same!

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