Frozen Pennies
Ways To Save Money, Get Out Of Debt, And Live Your Best Life!
Have you ever forgotten to pay a bill and they charged you a late fee? Ugh. Hate when that happens!! I have the PERFECT solution!!! The majority of the time I have a LOT going on in my head. A bit like too many tabs open on your laptop. Yup. That is my brain. I …
So, I consider this a failure. Or if you want to be super optimistic, call it a...Learning. Experience. Whatever it is, I have learned to leave a little fat around the edges.
There are things that I want to write about that don’t have a direct correlation to a Spending Freeze. Rather an indirect relationship. A spending freeze is about saving and spending money. Money is about personal finance. Personal finance leads to knowing where everything is going. …
After housing, food is the most expensive category in the budget. It is also a place where most experts say you can cut back or “tweak”. I have ours at $350 a month for a family of four including two teenage boys. The Spending Freeze that is now in month 2 has me evaluating my …
I can remember when I was a young girl, I would tell my mom that I was bored and she would always give the same response… go read a book! As an only child, I was bored a lot. And that, I believe, was where my love of books came from. That love continued to spill …
Convenience is convenient, but it will also cost you. When it comes to saving money, there are always ways to cut corners on convenience, and although you will save money, it might be a trade-off with the amount of time you need to spend. How much is it worth to you? Here are the things …
