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Frozen Pennies

Author: Sara

Sara is a wife, mother, and creator of Frozen Pennies.  With a degree in English, a former teacher, and a Certified Financial Coach through Ramsey Solutions, there is no better place to learn about debt freedom, budgeting, and overall frugal living.
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Save Money

Say Goodbye to Expensive Cable: 14 Budget-Friendly Alternatives You Can’t Afford to Miss!

Cable TV has been a go-to entertainment source for decades, but many people are looking for cheaper alternatives with the rise of streaming services and…

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Budgeting

How to Effortlessly Live on Last Month’s Income and Still Enjoy Life!

This budgeting strategy of paying your bills a month ahead of time will give you a comfortable cushion by saving money and then reorienting your…

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The Cheapest Cloth Diapers for Budget-Conscious Parents
Home & Family | Homemaking | Save Money

The Cheapest Cloth Diapers for Budget-Conscious Parents

Are you tired of the never-ending cycle of one diaper change after another and the constant expense of buying new disposable diapers?   If so,…

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The #1 Way to Save Money in 2026: 175 Frugal Tips
Save Money

The #1 Way to Save Money in 2026: 175 Frugal Tips

How do you save more money? I’ve compiled 175 frugal living tips to help. These are just a few things we do in our family,…

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Little Frugal Christmas Gifts For Neighbors And Coworkers
Holiday

Little Frugal Christmas Gifts For Neighbors And Coworkers

Giving out little gifts during the holiday season is an excellent way to show someone you are thinking of them and appreciate their kindness.  But it…

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Amazing Low-Cost DIY Backyard Ideas You Must See
Home & Family | Save Money

Amazing Low-Cost DIY Backyard Ideas You Must See

Are you dreaming of a backyard oasis but don’t have the budget for a total backyard overhaul? Don’t worry — you can create a gorgeous…

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Save Money

20 Must-Know Tips for Thrift Store Money-Saving in 2024

Want to save money when shopping at thrift stores? Thrift store shopping can be the perfect way to find great things for little money. If…

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budgeting bills
Budgeting

Stop Stressing! Budget Fluctuating Bills Like A Pro

Fluctuating bills are those bills that are different every month.  The amount of money that you owe on them can vary and are never the…

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Frugal Recipes | Save Money

50 Frugal Pizza Recipes (To Skip Delivery)

Pizza delivery prices keep climbing, but that doesn’t mean you have to give up your favorite food. These 50 homemade pizza recipes prove you can…

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