6 Adulting Behaviors That Waste Money
We all want to seem like we have it all together. If we could look like we know what we are doing most days, dressed, hair just so, organized and on time, we might just portray the image that we are killing it. Because, adulting is hard, right? But specific adult behaviors waste money.
Just because you want to look and seem like you’re an adult, doesn’t mean that you have to be careless with your money. Let’s face it; there are going to be things we encounter as an adult that will cost money and then there are things that we can negotiate our way into spending less.
I was watching this great Youtube video about things that may make you look like an adult but are just foolish wastes of money. Here are the six points made and my take on them.
1. Drinking fancy alcohol at restaurants
I am all for having a glass or two of wine, a couple of beers or even a fancy frozen drink while out on date night or with friends. These are one of the joys of being an adult. But there is no reason to spend $300 on a bottle of wine or chose a vodka way above the top shelf. Alcohol out in bars and restaurants is VERY expensive. If you enjoy the higher end adult beverages, you are better off purchasing them at a store and enjoying them at home.
2. Getting more space than you need – Too much house
Americans continue to supersize everything they are buying. Including their homes. Do you need 4500 square feet with four bedrooms and six bathrooms for two people? Whynot buy 2,000 square feet today and then re-evaluate your needs in a couple of years?
3. Separate weeks into depressing weekdays and party weekends – The “treat yourself” mentality
Blowing all your money on the weekends because you work this terrible job with these awful people in this dreadful office and you deserve to have a good time on the weekends. So, you go out and have these fantastic dinners and these fabulous excursions just to reward yourself for getting through another week. Before you know it, your entire paycheck is gone, and you throw yourself back into the terrible week come Monday. What you do deserve is to make yourself a budget and give up that entitled mentality. Be smart. Have fun but be smart. Weekends don’t have to be one of those adult behaviors that waste money. If you are doing this, stop it.
4. Having different wardrobe for different things
I have heard this many times from friends. They have a work wardrobe, a going out wardrobe, and a weekend wardrobe. Why so many? Is it possible to have a work wardrobe and a going out wardrobe be the same with an addition of a few accessories? Pick a style that is all yours and that works for you and wear it. Wear it for everything if you can. I understand if you have a uniform like a nurse or a waiter. That is different and really won’t work for date night, but if you work in an office, you can still make those pieces work.
I have an excellent article on the minimalist wardrobe to help with clothes. You can find that HERE.
5. Taking initial offers without haggling or negotiating
There is always room to negotiate for many things. Especially f you are speaking to the owner. Saying things like “If I pay in cash, would you give me a discount?” I have done this many times from renting a porta potty for an event to my son’s tux rental for a wedding. I have even done this with hotel rooms. It works better at a privately owned establishment rather than a chain store, but even then, it sure is worth a try.
6. Overspending while traveling
It is easy to get so caught up in the experience of your travels but remember, that battery operated hula dancer with Maui written on it might be a waste of money. How long will that bring you (or the person you are buying it for) joy? Would any “souvenirs” really be worth the money? And then there is the airport! Magazines, snacks, alcohol, those items are always so much more expensive than getting them beforehand. Make sure to pick up your snacks, books, and magazines before you get to the airport for your trip.
Just because you reach a certain age, does not mean that you need to spend over your means. There is no reason to try to keep up with anyone whether they are making more money than you or just act like it. Come up with some goals for your money and a plan. Then make the plan work for you and make sure that the idea will not only benefit you right now but will also benefit you in the future. This applies to people of all ages!
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