Frozen Pennies
Ways To Save Money, Get Out Of Debt, And Live Your Best Life!
Becoming a homeowner is exciting…and expensive. When you purchase your own home, you are responsible for many different costs. Not only your mortgage and homeowners insurance, but also utilities, upkeep, and any repairs that need to happen. You are going to need to find ways to save money …
How often you receive your paycheck can have a significant impact on how you budget. There are some employers who give you a choice of how often you are paid, but usually, a company will have the same pay period for all employees. If you are considering a job that pays once a month or …
It is every budgeter’s dream come true…an extra paycheck! When you find yourself the recipient of such a windfall your first reaction might be excited…but then what? How would you budget an extra paycheck? As someone focused on finances one of the first things you need to do …
That feeling of exhaustion after you have been frugal for so long. The sense of dread when you have denied yourself for months at a time while focused on a bigger goal, whether that be debt freedom or just making ends meet. This is frugal fatigue and it’s a real thing. Frugal Fatigue sneaks up …
You find something that you REALLY want to buy. Perhaps it is a bigger purchase than you normally make. Or maybe you don’t quite have the money in your budget to buy it. What is a financially smart person to do? Consider implementing a 30-day rule for saving money! Implementing the 30 day rule …
Taking the steps to create a realistic Christmas budget will stop you from overspending and keep you on track for a debt free Christmas. Creating a realistic budget for Christmas can be done in 5 simple steps including making lists of the people you want to buy for and all of the additional items …
