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38 Best Budget-Friendly Farmhouse Decorating Ideas

Home, Save Money / by Sara

Finding affordable yet stylish furniture options is key to farmhouse decorating on a budget. New furniture can be expensive, but there’s a solution: consider exploring local flea markets or thrift stores for second-hand treasures. In this article, we will delve into the world of …

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90 Cheap Snacks for the Family When You Are on a Budget

Frugal Living, Groceries, Save Money / by Sara

When you have kids, there’s the inevitable hunt for snacks. As the one responsible for shopping at the grocery store, you are often left looking for cheap healthy snacks that will satisfy your kids. The best way to achieve this is to have some inspiration before you reach the store, so …

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15 Cheapest States to Live In When On A Budget (2023)

Frugal Living / by Sara

When you are moving house, there are many things to consider. Is it a great place to raise your kids? What’s the crime rate like? What kind of facilities are in the area you are considering? But another thing to consider is the overall cost of living in the area. This significantly impacts …

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13 Ideas for Replacing Kitchen Countertops on a Budget

Home, Save Money / by Sara

Kitchen countertops play a big part in the look of your kitchen, but when it comes to replacing them, it can seem like it costs a lot of money. The good news is that there are ways to replace your kitchen counters without spending too much money. Let’s look at some ways of replacing kitchen …

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How To Downsize Your Home (14 Tips To Make It Easy)

Frugal Living / by Sara

Downsizing your home can be a difficult decision, but it can also be a liberating one. Whether you’re looking to save money, simplify your life, or reduce your environmental impact, downsizing can offer a range of benefits. However, the process can be overwhelming, and it’s important to …

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How To Live On A Chapter 13 Budget And Still Thrive

Manage Money / by Sara

To qualify for Chapter 13 relief, the debtor must have a regular source of income and sufficient disposable income to make payments under the plan. One of the debtor’s most important responsibilities during the bankruptcy case is to make plan payments on time. This requires careful planning and …

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About Sara

Sara Conklin

My name is Sara, and I am the creative cheapskate behind Frozen Pennies.  I am a wife, mama, Financial Coach, and coffee lover.  I am a huge fan of books, black yoga pants, and organization.  Through my website, I’ve helped over 500,000 moms use money the smart way using the same techniques we used to pay off more than $100,000 in debt.  I will teach you how to do the same!

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