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Frozen Pennies

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10 Advantages of Local Library To Save Money And Enjoy Your Community

Save Money / by Sara

Libraries are a valuable resource for everyone, whether you’re looking for a good book to read, taking advantage of free Wi-Fi, or getting access to magazines, newspapers, and other materials. There are so many great advantages of the local library to save money. But did you know that going to the …

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How Much Should You Spend On A Birthday Present For Those You Love?

Frugal Living, Holiday, Save Money / by Sara

Deciding on what to buy someone for their birthday can be tricky. And the decision often starts with the question of how much should you spend on a birthday present. There are lots of factors to consider, but let’s look at some ideas to help you set a gift budget that feels manageable and …

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Cheap Non-Refrigerated Ideas For Camping and Emergencies To Make Your Life Easier

Save Money, Travel On A Budget / by Sara

Storing food supplies for your next camping trip or preparing for an emergency, certain foods are a great option as they don’t need to be refrigerated. I know this seems like a random pairing but a lot of the ideas overlap when preparing for both a camping adventure or a snowstorm that knocks …

Read More »Cheap Non-Refrigerated Ideas For Camping and Emergencies To Make Your Life Easier
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How To Save Money To Be A Stay-At-Home Mom And Live Your Dream Life

Save Money / by Sara

For lots of moms, the idea of being a stay-at-home parent is one that terrifies them. But for many others, it is a primary aim in life. They want to spend more time with their kids and be on hand for everything from a cold to a new school activity. The problem comes with money. …

Read More »How To Save Money To Be A Stay-At-Home Mom And Live Your Dream Life
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15 Things To Keep in a Depression-Era Pantry

Save Money / by Sara

The Great Depression era was a difficult time in United States history. Families were struggling to make ends meet, and food was often scarce. On the bright side, people learned how to make do with what they had and be resourceful. There are plenty of things to learn from this part of history, The …

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How To Budget Your Money (Like A Boss) When You Have An Irregular Income

Save Money / by Sara

Managing your finances and trying to budget an irregular income can be difficult when you have an unpredictable money flow. Whether you’re a freelancer, an entrepreneur, or an independent contractor with variable income, budgeting for irregular income can be challenging. Here are some tips on …

Read More »How To Budget Your Money (Like A Boss) When You Have An Irregular Income
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About Sara

Sara Conklin

My name is Sara, and I am the creative cheapskate behind Frozen Pennies.  I am a wife, mama, Financial Coach, and coffee lover.  I am a huge fan of books, black yoga pants, and organization.  Through my website, I’ve helped over 500,000 moms use money the smart way using the same techniques we used to pay off more than $100,000 in debt.  I will teach you how to do the same!

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  • Dave Ramsey
  • Holidays

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