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Frozen Pennies

Author: Sara

Sara is a wife, mother, and creator of Frozen Pennies.  With a degree in English, a former teacher, and a Certified Financial Coach through Ramsey Solutions, there is no better place to learn about debt freedom, budgeting, and overall frugal living.
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Frugal Living | Homemaking

10 Qualities Of A Homemaker You Must Know

What do being a homemaker and saving money have to do with each other?  Well, we are the keepers of the home, and we often…

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30 Frugal Christmas Tradition Ideas To Make You Cheer
Holiday

30 Frugal Christmas Tradition Ideas To Make You Cheer

  Creating great memories of the holiday season for your family is a gift that they will forever hold in their hearts.  My memories of…

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wallet inside with dividers
Budgeting

Simple DIY Cash Wallet Dividers (Free Printable)

Cash envelope systems are a great way to get your finances in order, but they can be bulky and time-consuming at checkout. They’re also a…

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woman black shirt shopping bag in one hand credit card in other shrugging shoulders
Debt Free

Break Bad Money Habits: The 25 Habits That Keep You Poor

Even after years of living paycheck-to-paycheck, you might find that you’re no closer to achieving your financial goals. The good news is that you can…

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How To Make Your Own Easy Budget Planner
Budgeting

How To Make Your Own Easy Budget Planner

Budgeting is one of the best ways to get your financial life in order. Not only does it help you keep track of your spending,…

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calculator, piggy bank and man budgeting when you get paid once a month
Budgeting

How to Budget When You Get Paid Once a Month

How often you receive your paycheck can significantly impact how you budget. Some employers give you a choice of how often you are paid, but…

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20 Cheap Graduation Party Food Ideas on a Budget
Frugal Living | Holiday | Home & Family | Save Money

20 Cheap Graduation Party Food Ideas on a Budget

Graduation is definitely something to celebrate, but graduation parties can be expensive! The food, in particular, can easily cost a lot of money. But when…

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Budget DIY Patio Ideas
Frugal Living | Home & Family | Save Money

Budget DIY Patio Ideas

Creating a cozy and appealing patio space doesn’t have to break the bank. You can transform your patio into an outdoor haven perfect for relaxation…

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8 Best Above-Ground Backyard Pool Ideas On A Budget
Frugal Living | Home & Family | Save Money

8 Best Above-Ground Backyard Pool Ideas On A Budget

Many homeowners dream of having their private oasis, complete with a sparkling pool, to escape the summer heat and enjoy quality time with family and…

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