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Frozen Pennies

Author: Sara

Sara is a wife, mother, and creator of Frozen Pennies.  With a degree in English, a former teacher, and a Certified Financial Coach through Ramsey Solutions, there is no better place to learn about debt freedom, budgeting, and overall frugal living.
Old-School Utility Hacks That Still Work Wonders
Save Money

Old-School Utility Hacks That Still Work Wonders

If you’re feeling the pinch of rising utility bills, it might be time to take a page out of our grandparents’ book. They had plenty…

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making money note and marker
Debt Free

I Tried 5 Money-Making Methods…And This Happened

I write about saving money.  How to save money on your grocery bill or why you should cut out cable to get out of debt. …

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No Bank, No Problem: Save Money with These 7 Tips
Budgeting

No Bank, No Problem: Save Money with These 7 Tips

You don’t want to have a savings bank account for many reasons. You may have a checking account but don’t want to have a savings…

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Top 30 Budget-Friendly Baby Shower Food Ideas!
Save Money

Top 30 Budget-Friendly Baby Shower Food Ideas!

Baby showers are amazing! But throwing a fun baby shower doesn’t mean spending all your money and going broke. You can have an outstanding party…

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Cheap Living Myths: Debunking Frugal Lifestyle Hacks
Save Money

Cheap Living Myths: Debunking Frugal Lifestyle Hacks

We all have a budget for our lives and the things we want to spend money on. This is called living within your means, or…

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woman with hand in face looking at computor
Budgeting

I Pay All My Bills But I Can’t Get Ahead… Here’s Why

Most of us have been there at one time or another. You’ve paid your bills and realize you have no money left until your next…

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Fired After Retirement Notice? What You Need to Know!
Retirement

Fired After Retirement Notice? What You Need to Know!

While it’s not common, there are several cases where employees have been fired after announcing their retirement. That is usually because the company fears employees…

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The Untold Financial Advantages of Local Libraries
Save Money

The Untold Financial Advantages of Local Libraries

Libraries are a valuable resource for everyone, whether you’re looking for a good book to read, taking advantage of free Wi-Fi, or getting access to…

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I Tried the 50/30/20 Budget… And This Happened
Budgeting

I Tried the 50/30/20 Budget… And This Happened

  I am a huge fan of Dave Ramsey. Mostly, I follow his entire plan and believe what he teaches. I love cash, and I…

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