Skip to content
Frozen Pennies
  • Home
  • Start Here
  • About Sara
  • Fundamentally Frugal
  • BlogExpand
    • Save Money
    • Debt Freedom
    • Manage Money
    • Thrifty Organization
    • Budgeting
  • Contact
Shop
Frozen Pennies

Author: Sara

Sara is a wife, mother, and creator of Frozen Pennies.  With a degree in English, a former teacher, and a Certified Financial Coach through Ramsey Solutions, there is no better place to learn about debt freedom, budgeting, and overall frugal living.
Birthday Gift Spending: What Is the Ideal Amount?
Frugal Living | Holiday | Save Money

Birthday Gift Spending: What Is the Ideal Amount?

Deciding on what to buy someone for their birthday can be tricky. And the decision often starts with the question of how much should you…

Read More Birthday Gift Spending: What Is the Ideal Amount?Continue

family adding money to piggy bank
Save Money

15 Smart Money Goals Every Family Needs This Year

Money is always a hot topic for families. How much should we save? How can we make our money work harder for us? What are…

Read More 15 Smart Money Goals Every Family Needs This YearContinue

My Dark Past: Spending Money I Didn’t Even Have…
Frugal Living | Save Money

My Dark Past: Spending Money I Didn’t Even Have…

We’ve all been there—facing the temptation to splurge on that must-have item or experience, even when our wallets gently whisper, “Think again.” Navigating the currents…

Read More My Dark Past: Spending Money I Didn’t Even Have…Continue

100+ Expenses to Drop This Year
Save Money

100+ Expenses to Drop This Year

In today’s fast-paced world, where finances are a constant concern for many, identifying areas to cut costs can be both liberating and financially beneficial. The…

Read More 100+ Expenses to Drop This YearContinue

60 Must-Have Staples for Smart Shoppers – You Won’t Believe How Much You Can Save
Frugal Living | Groceries | Save Money

60 Must-Have Staples for Smart Shoppers – You Won’t Believe How Much You Can Save

I’ve discovered that buying in bulk isn’t just about filling a pantry to the brim; it’s a calculated method to stretch my budget further.  By…

Read More 60 Must-Have Staples for Smart Shoppers – You Won’t Believe How Much You Can SaveContinue

10 Biggest Frugal Mistakes You’re Probably Making!
Frugal Living

10 Biggest Frugal Mistakes You’re Probably Making!

Trying to save money and be all frugal is fantastic, but sometimes, we do stuff that backfires. Maybe you’ve tried cutting corners here and there,…

Read More 10 Biggest Frugal Mistakes You’re Probably Making!Continue

small cabin in the woods
Budgeting | Frugal Living | Save Money

Big Dreams, Small Budget: How to Live Well for Less

Whether a financial setback has hit you or you’re focused on climbing out of debt, it’s time to buckle down, get creative, and learn to…

Read More Big Dreams, Small Budget: How to Live Well for LessContinue

Ultimate Budget Challenge 2025: Save More, Spend Less
Budgeting

Ultimate Budget Challenge 2025: Save More, Spend Less

Are you ready to spring into financial stability by giving yourself a budget challenge to complete and follow? What challenges are you facing currently? Are…

Read More Ultimate Budget Challenge 2025: Save More, Spend LessContinue

15 Simple Secrets of the Wealthy You Can Copy
Save Money

15 Simple Secrets of the Wealthy You Can Copy

Did you know that rich people wake up early, exercise, and read books? What about the fact that they don’t spend their money on unnecessary…

Read More 15 Simple Secrets of the Wealthy You Can CopyContinue

Page navigation

Previous PagePrevious 1 … 11 12 13 14 15 … 49 Next PageNext

Get your copy of

Free Budget Planner

Take control of your finances with our FREE 12-Month Budget Planner! Packed with money resources, it’s your ultimate tool to crush debt, stay organized, and reach your money goals—one month at a time!

  • Facebook
  • Instagram
  • YouTube
  • Pinterest
  • TikTok

Articles

  • Save Money
  • Debt Freedom
  • Manage Money
  • Frugal Living

Resources

  • Start Here
  • FP Shop
  • Fundamentally Frugal Book
  • Free Budget Planner

© 2026 Frozen Pennies • Website by Restored 316

  • Terms And Conditions
  • Disclosure
  • Privacy Policy
  • Home
  • Start Here
  • About Sara
  • Fundamentally Frugal
  • Blog
    • Save Money
    • Debt Freedom
    • Manage Money
    • Thrifty Organization
    • Budgeting
  • Contact
  • Terms And Conditions
  • Disclosure
  • Privacy Policy
Search
We use cookies to ensure that we give you the best experience on our website. If you continue to use this site we will assume that you are happy with it.