Imagine a world where there was a recipe you could follow to get rich. What ingredients do you think would feature in it? A high-paying job? A diversified investment portfolio? Disciplined saving?
"I can't invest; I don't know how." "I don't know how to get out of debt." "Budgeting doesn't make sense to me."
A simple and powerful way to shift your perspective is to put "yet" at the end of each sentence.
Failure's a dirty word when you have a fixed mindset. However, not only is failure a natural part of life, but it's also (from the perspective of a growth mindset) a cornerstone of progress. Replace the word failing with learning.
It's always tempting to hide from our failings and imperfections. Instead, acknowledging, confronting, and embracing our issues and weaknesses is key to overcoming them.
Our brains can change throughout life too. A rapidly growing body of research shows they're amazingly malleable.
Your brain can and will change for the better (which lends extra credence to the power of yet).