14 Ways to Simplify Your Financial Life When Retired

All of the financial areas in your life including budgeting, insurance, investing, and retirement can get out of control. Having a streamlined system will help you keep everything in order and without overwhelm.

Good Debt vs Bad Debt

Are you aware of where your money is going, how much you have, and where your investments are? Or are you on the hot mess money express? When you imagine your financial life does it look like Marie Kondo has been there or an episode of Hoarders?

Good Debt vs Bad Debt

Knowing where your money is going is half the battle. Burying your head in the sand (as peaceful as that sounds) will only make the hole deeper. Whoever said ignorance is bliss was not talking about finances.

Why Do You Need to Simplify Your Financial life?

When you are out and about, use cash. You never have to worry if there’s enough money in your account or whether your credit card will be declined. You never have to worry about paying a bill later or whether you can afford the purchase.

Use cash

Have those fixed expenses paid for automatically. Have debt repayment automated so you don’t have to think about it and can focus on other things. No worries about forgetting to pay your cell bill if it’s auto paid. No late fees or service interruptions. Our provider gives us a discount when we signed up for autopay.


Call your utility companies and your insurance companies and negotiate a smaller monthly bill. This is worth doing every year. I was able to reduce my homeowner’s insurance and cell phone bill by calling this fall.

Reduce Your Bills

This is any type of service that you are either not using or frankly, just don’t need. All those tv streaming services, for example. We don’t need ALL of them.

Cut Services


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