How Important Is A Good Credit Score, Really?

I understand that I am not one of the people who are concerned with whether they have good credit. I also understand that I am not a part of the popular crowd because I feel it isn’t a priority to have a good credit score.  I don’t borrow money, and I don’t have a credit card.

But that isn’t the case for others. So, let’s get right down to exploring credit scores.

Your credit score is a number assigned to you based on your worthiness to handle debt.  If you borrow money and use a credit card, you will have a credit score.  Based on how quickly you pay that back and what kind of balance you carry, will determine how high your number is.

What Is A Credit Score?

Credit Sesame is a company that deals with all things credit.  From information on credit cards to loans of all kinds.  But for me, most importantly, they give you those free credit reports and monitor your credit for signs of identity theft. It seems every time you turn around, there has been a privacy breach, and credit/debit card information has been stolen. Just last week, I shared on my Facebook page a way to see if you were entitled to part of the lawsuit payout with Equifax.

What Is Credit Sesame?

Just as safe as a bank! Credit Sesame has been around since 2010 so its not a new company. They use the same encryption and firewalls that banks use, and when you sign up, you only include the last four digits of your SS#. You can see their A+ rating from the Better Business Bureau below

Is Credit Sesame Safe?

Very. It took me about 6 minutes to enter some necessary information and get my score. It also gave me a debt analysis, and because I have none, mine was a zero. It then suggested a couple of credit cards to improve my payment history (no thanks).

Is It Easy To Use?

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