You’re lying in bed wide awake, and you just can’t sleep…again. You look at the clock, and it’s 2:43 am. Your brain is on a continuous loop, and you can’t get it to stop. You’re worried about money.
You pay off your debt with a plan of action. There are a lot of books and experts out there with a plan to follow. Dave Ramsey has The Total Money Makeover book that has helped thousands and thousands of people get out of debt.
Debt is money that you borrowed to purchase something. A car loan is a debt. Credit cards that you borrowed from to buy those great brown boots – that is debt.
So, if you are trying to get out of debt, you have to first talk to your partner. You need to work together and make sure you are on the same page. Otherwise, your debt plan will never work.