The Importance of a Credit Score

Your credit score is a number assigned to you based on your worthiness to handle debt.  If you borrow money and use a credit card, you will have a credit score.

Good Debt vs Bad Debt

A good credit score is recorded and kept by three different companies or bureaus: Equifax, Experian, and Transunion. They may vary a little but the majority of the time, they are close enough.

Good Debt vs Bad Debt

Credit Sesame is a company that deals with all things credit.  From information on credit cards to loans of all kinds.  But for me, most importantly, they give you those free credit reports and monitor your credit for signs of identity theft.

Credit Sesame does provide a FREE credit report to you – no strings attached.  It comes from the Transunion Credit Bureau and is accurate and reliable.

There are a lot of scenarios where you might need a good credit score, and it sure might make life easier for you if you have one.

Why Do You Need A Credit Score?

A landlord might run a credit report before renting you a home.  A good credit score is a hint that you pay your bills on time.

Renting a house or an apartment

To get a loan for a car (or any other investment for that matter), you need to have a good credit score. 

Getting a loan


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