So many people hold ill feelings to that six letter word – you know. The ever so restrictive, unachievable, hard to grasp, math-phobic BUDGET! Can I be honest with you? A budget is just knowledge. It’s knowledge about how much money you have coming in and deciding IN ADVANCE what you …
I rarely use coupons. Yes, I know. I brag all the time about how frugal I am yet I rarely use those little, colored papers that save you money. If you do a Google search or a Pinterest search, you will come up with a bazillion results on how to …
If you were to take a poll here in Upstate NY and ask what everyone’s favorite season is, I can bet it would be a resounding “FALL”! It sure does have my vote! And if you were to ask if the Northeast likes to save money, I bet you …
When you get to that point where you know it is time to do something with this mountain of debt, how do you want to go about it? Are you an avalanche or a snowball? Do you want to roll down the mountain gaining momentum and increase your size as …
Many of us have been there. For one reason or another, we fall behind on the bills. We run into an unexpected financial disaster, or we get lazy and stop following the budget or anything else in between. Here is a way to work the budget when you have …
50/30/20 Budget; Could This Be Your Answer? I am a huge fan of Dave Ramsey. Mostly, I follow his entire plan and believe what he teaches. I love cash, and I don’t love owing money to anyone. I am almost debt free and I do like the way he explains how …
