Frozen Pennies
Ways To Save Money, Get Out Of Debt, And Live Your Best Life!
The New Year is coming up fast, and this is the most popular time for “New Years Resolutions.” I merely bypass this tradition and go directly to create and set goals for the new year. Having goals gives our lives a sense of purpose and meaning. Setting goals point us in a …
Creating great memories for your family is a gift that they will forever hold in their hearts. My memories of Christmas have been pulled out many times over the years when I think of my 45 Christmases, and I hope that I have passed down some of those gifts to my children (and soon …
Giving out little gifts during the holiday season is an excellent way to show someone you are thinking of them and appreciate their kindness. But it is also the time of year when money is tight, and priorities are spoken for. There are ways to give something special out without …
It is starting. Target is transforming their back corner into the back-to-school zone. The back to school bargains are shining bright! The pens and pencils, notebooks and folders, backpacks and lunch boxes are lining the shelves. Here in upstate NY, we don’t return to school until …
We all want to seem like we have it all together. If we could look like we know what we are doing most days, dressed, hair just so, organized and on time, we might just portray the image that we are killing it. Because adulting is hard, right? But specific adult behaviors waste …
When you are trying to get out of debt, it is best to have a little safety net for “just in case.” The old saying says anything that can go wrong probably will and you need to have some money set aside for an emergency. The magic number is about $1,000. This will …
