Frozen Pennies
Ways To Save Money, Get Out Of Debt, And Live Your Best Life!
Congratulations on starting a budget. That’s fantastic news! And as your Financial Coach, I am really proud of you. Don’t forget the budget categories you need to avoid any surprises. Creating a budget for the first time can be overwhelming and confusing. And there are …
Food is the one day to day financial decision that can make or break a budget. Its a necessity for life yet can cost a fortune if you let it. When you’re broke or just watching your spending, it is also the one area where you have the most flexibility. There is a way to …
I hear excuses all the time. People are posting on Facebook or chatting in line at the grocery store about how the taxes are too high or they have too much debt. All the reasons they can’t save to their emergency funds or retirement. How far are you willing to go before you …
I am a huge advocate of meal planning. Who am I kidding? I am a massive advocate of PLANNING. So meal planning always came easy to me. So when I came across the term reverse meal planning, I was intrigued. I had never heard the phrase before and found myself (with a little …
Living in a small house, I often have no choice about the amount of stuff I own. My entire being lean toward frugality, and I couldn’t imagine going through life any other way. But can you do both? I wonder and love the idea of exploring frugalism vs. minimalism to save money and …
When I first heard of the FIRE (Financial Independence Retire Early) Movement, I had no idea what it was. I knew it had something to do with money (which intrigued me), but I had never heard of it before. I even had a hard time knowing what to Google to find out. So after digging …
