• Skip to main content
  • Skip to header right navigation
  • Skip to site footer
Frozen Pennies

Frozen Pennies

Ways To Save Money, Get Out Of Debt, And Live Your Best Life!

  • Save Money
  • Debt Freedom
  • Manage Money
    • Groceries
    • Manage Money
  • Shop
  • About
    • About Sara
    • Contact Me
  • Financial Coaching
laptop computor wallet and money

Manage Money

piggy bank, flowers and coins

14 Ways to Simplify Your Financial Life

Frugal Living, Manage Money / by Sara

Any possible way you can move toward a simpler financial life today is a step toward a more peaceful life. All of the financial areas in your life including budgeting, insurance, investing, and retirement can get out of control. Having a streamlined system will help you keep everything in order and …

Read More »14 Ways to Simplify Your Financial Life
coffee notebook money calculator

25 Best Budget Hacks for Beginners

Manage Money / by Sara

So many people hold ill feelings about that six-letter word. The ever so restrictive, unachievable, hard to grasp, math-phobic BUDGET! You know. Let me help you create a budget with these budget hacks.  Can I be honest with you? A budget is just knowledge. It’s knowledge about how much …

Read More »25 Best Budget Hacks for Beginners
for little pillars on a laptop

Four Pillars of Personal Finance and Why They Matter

Manage Money / by Sara

There are four pillars of personal finance; assets, liabilities, income, and outflow.  Each pillar represents a vital component of the snapshot into your net worth.  Knowing your net worth will provide you with a personal evaluation of your financial goals, allowing you to carry on or pivot to make …

Read More »Four Pillars of Personal Finance and Why They Matter
Dave Ramsey books on a shelf

29 Dave Ramsey Tips from a Ramsey Budget Coach

Debt Free, Manage Money / by Sara

Dave Ramsey is known for his financial guidance with a side of no beat-around-the-bush, tough love, with a touch of compassion.  You’ve probably heard of him.  Made famous by his best selling books, Youtube Channel, Podcast, Finacial Peace University classes, syndicated radio show, …

Read More »29 Dave Ramsey Tips from a Ramsey Budget Coach
money in hands

10 Best Tips to Change Your Mindset About Money

Manage Money / by Sara

Money mindset seems to be one of those popular fad buzzwords of the 21st century.  But there is some substance to it. There is such an emotional charge to the topic of money. People’s relationship with money can vary, but many times it carries with it strong emotions. Rich people are …

Read More »10 Best Tips to Change Your Mindset About Money
hands calculator money papers

139 Better Budget Categories You Need to Avoid Surprises

Manage Money / by Sara

Congratulations on starting a budget.  That’s fantastic news!  And as your Financial Coach, I am really proud of you.  Don’t forget the budget categories you need to avoid any surprises. Creating a budget for the first time can be overwhelming and confusing.  And …

Read More »139 Better Budget Categories You Need to Avoid Surprises
  • Previous
  • Go to page 1
  • Go to page 2
  • Go to page 3
  • Go to page 4
  • Go to page 5
  • Go to page 6
  • Go to page 7
  • Next

Connect with Me!

Contact Me

Watch On Youtube!

Join Frozen Pennies on Youtube for videos on frugal living, cash management, and grocery shopping savings.

Watch Now »

Pages

Privacy Policy
Terms and Conditions
Disclosure

Copyright © 2023  Frozen Pennies.

We use cookies to ensure that we give you the best experience on our website. If you continue to use this site we will assume that you are happy with it.Ok