Frozen Pennies
Ways To Save Money, Get Out Of Debt, And Live Your Best Life!
I came across this great tool for setting goals for the new year called the Wheel of Life or Life Balance Wheel. There are seven areas of your life including financial goals, physical goals, and spiritual goals for in the new year. There seem to be a lot of great versions of this …
I love the idea of a clean slate. A new year feels so exciting to me! When I wrote about goals in my last blog post, one of my biggest goals was to educate myself on retirement planning and investing options. Most financial experts will suggest sticking 15% of your income into retirement accounts, …
The New Year is coming up fast, and this is the most popular time for “New Years Resolutions.” I merely bypass this tradition and go directly to create and set goals for the new year. Having goals gives our lives a sense of purpose and meaning. Setting goals point us in a …
Creating great memories for your family is a gift that they will forever hold in their hearts. My memories of Christmas have been pulled out many times over the years when I think of my 45 Christmases, and I hope that I have passed down some of those gifts to my children (and soon …
Giving out little gifts during the holiday season is an excellent way to show someone you are thinking of them and appreciate their kindness. But it is also the time of year when money is tight, and priorities are spoken for. There are ways to give something special out without …
It is starting. Target is transforming their back corner into the back-to-school zone. The back to school bargains are shining bright! The pens and pencils, notebooks and folders, backpacks and lunch boxes are lining the shelves. Here in upstate NY, we don’t return to school until …
